Hdfc millennia credit card
- 1435
- 19
-
- Last Comment
Had got a call from Hdfc for cc they said they’ll give money back card vch is life time free and no annual charges
Later after seeing the payslip they said they’ll upgrade to millennia with same t n c but in their website it says 1 lakh to be spent to get waiver
So called cc to ask the same but they said since u have smart pay(postpaid connection) youre eligible for it, no charges will be levied
So should I go for it
- Sort By
If you get millennia which is not LTF just register your bill on smartpay within 90 days of receiving card. Keep the smartpay active for around 6 months, card will become LTF.
What is it and how to do it
What is smartpay
Millenia CC is a useless and irritating card – many conditions – very difficult to remember those CB category and percentage.
Though CB is good but limited and min txn is Rs2000 on smartbuy or Payzapp so almost all bills and recharges do not qualify for CB.
Yes that is why i will close this card. They told it will be ltf before but doesnt said or email any requirement of smartpay to make it ltf and when i enquired it was late and now it is 1 year old now. After utilizing my rewards points will be closing the card, as ₹2000 every time is not suitable for me.
I am having dinners club miles cc and recently got upgrade for HDFC millennia can anyone suggest shall I go with millennia or stick with dinners ?
Its pretty good card in my opinion. Just use the cad to pay rent via payzapp on nobroker / redgiraffe. u get cashback via payzapp and credit card. And u can also complete the 1L target
When reward points will be credited?? If I’m doing transaction on 31st July in NoBroker, when will reward points get credited??
If millennia is ltf, go for it.