HDFC Millennia Debit Card Cashback queries

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Deal Subedar
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Is anyone using Hdfc Millenia debit card? I did 4-5 txns in the last 2 weeks on various sites like Payzapp bill, wallet reload and even few offline spends but still cashback showing Nil.

How many days it takes to reflect on my account? Am I doing anything wrong?

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RockyBond wrote:

90 days to track the cashback or 90 days to confirm?

It’s reflected (credited) in account after 90 days. Not aware of any way to track cashback before it is credited.

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cadence wrote:

It’s reflected (credited) in account after 90 days. Not aware of any way to track cashback before it is credited.

Oh
That is a lot time . I wont even remember the txns i did so long joy

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it takes atleast 90 days. Also, don’t expect cashback for all transactions (they are merchant specific)

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desidime__admin wrote:

it takes atleast 90 days. Also, don’t expect cashback for all transactions (they are merchant specific)

But it says 2.5 % on all online spends so i wont get on all txns?

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RockyBond wrote:

But it says 2.5 % on all online spends so i wont get on all txns?

There are some exceptions .e.g. business transactions like credit card bill payments(& I am guessing insurance premium payments too if amount is big) are excluded. However if you do such transactions via mobikwik then they appear as wallet transactions to hdfc system giving the usual 1% cashback.

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guest_999 wrote:

There are some exceptions .e.g. business transactions like credit card bill payments(& I am guessing insurance premium payments too if amount is big) are excluded. However if you do such transactions via mobikwik then they appear as wallet transactions to hdfc system giving the usual 1% cashback.

And points are valid for just 1 year only.
Tried to redeem 2 days back and max redemption is 5K(statement credit) and 99+GST
so for every 5k stmt credit 99+GST charged pensive
@RockyBond

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caks2006407 wrote:

And points are valid for just 1 year only.
Tried to redeem 2 days back and max redemption is 5K(statement credit) and 99+GST
so for every 5k stmt credit 99+GST charged pensive
@RockyBond

Yes that 1 year expiry limit is a big issue, it forces user to spend regularly using millennia card resulting in losing some other offers elsewhere.

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guest_999 wrote:

At least 90 days.
@rohit_agarwal

If you used millennia on December, you will get points within 90days count from 1 January.

Generally cashback is credited on 3rd-4th week every month. Same day for all millennia users.

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