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HDFC MONEYBACK CREDIT CARD PHASED OUT

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Deal Newbie
veteran-hunter

Hi Dimers,
I got this sms from HDFC.

You’re upgraded! To a New Lifetime Free HDFC Bank MoneyBack+ Credit Card as your card xxxx77 is phased out. Await card in 45 Days Details: hdfcbk.io/k/XRn2LVInJDl T&C


Has anyone else received it?
Is Moneyback+ better than Moneyback?
I think I have read here in post that MONEYBACK+ IS WORST.https://cdn0.desidime.com/attachments/photos/750108/medium/Screenshot_20220309-223803_Messages.jpg?1646845774

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Deal Captain Deal Captain
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I too have Money-back and no such sms received

also Moneyback+ is better than Moneyback because in moneyback+ 10X reward points is there 

Pro Blogger Pro Blogger
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MONEYBACK+ credit card launched last year, available on both Visa & RuPay variant

but 99.9999999999999999999999999999999% chance you will get Visa variant. 😐😐

Deal Captain Deal Captain
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You have Moneyback Right now ?

Deal Cadet Deal Cadet
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@ veteran-hunter whats your credit limit?

Blogger Blogger
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No such msg for me too

Deal Subedar Deal Subedar
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abhishek012 wrote:

MONEYBACK+ credit card launched last year, available on both Visa & RuPay variant

but 99.9999999999999999999999999999999% chance you will get Visa variant. 😐😐

99.99% of the people didn’t count the number of 9’s you have entered

Deal Newbie Deal Newbie
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No such message. Is your Moneyback credit card expiring soon?

Deal's Advocate Deal's Advocate
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Even I got the same message at 5pm.
Then  later I got another message mentioning as my card will be upgraded to millennia Ltf..
The reason maybe they are removing moneyback completely from their portfolio. .
And offering Ltf cards of equal or a step above level..
Slowly should roll out to all money-back users.
My moneyback cc is 6 months old with 2 lac limit.

Deal Newbie Deal Newbie
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sujith8786 wrote:

Even I got the same message at 5pm.
Then  later I got another message mentioning as my card will be upgraded to millennia Ltf..
The reason maybe they are removing moneyback completely from their portfolio. .
And offering Ltf cards of equal or a step above level..
Slowly should roll out to all money-back users.
My moneyback cc is 6 months old with 2 lac limit.

What will happen to the existing points?

Deal's Advocate Deal's Advocate
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saxena_ wrote:

What will happen to the existing points?

Should be converted according to the new card ratio..not sure though

Deal Cadet Deal Cadet
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Finally some good news, this is pathetic card with useless rewards points. Atleast moneyback+ gives 10x points.

Deal Newbie Deal Newbie
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chotabaxxa800 wrote:

@ veteran-hunter whats your credit limit?

Got this card last year in September… without any documentation I got 50k limit.

Deal Newbie Deal Newbie
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saxena_ wrote:

No such message. Is your Moneyback credit card expiring soon?

No. Got this card in Sept 2021.

Deal Cadet Deal Cadet
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Me too got this message

You’re upgraded!
To a New Lifetime Free HDFC Bank Millennia Credit Card as your card xx1234 is phased out.
Await card in 45 Days
Details: hdfcbk.io/k/abcdefghji
T&C

Deal Cadet Deal Cadet
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Bharatwasi wrote:

Me too got this message

You’re upgraded!
To a New Lifetime Free HDFC Bank Millennia Credit Card as your card xx1234 is phased out.
Await card in 45 Days
Details: hdfcbk.io/k/abcdefghji
T&C

bro which hdfc credit card you hold currently & it’s limit ?

Deal Captain Deal Captain
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Moneyback+ is actually a good card.

It gives 10X points on amazon & flipkart (effectively 3.33% cb upto ₹625/month) plus 5% smartbuy cb on amazon order.

Additionally you get 500 amazon gv for quarterly spend of 50k. So that’s another 1% benefit every quarter.

Deal Cadet Deal Cadet
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You’re upgraded!

To a New Lifetime Free HDFC Bank Millennia Credit Card as your card xx4900 is phased out.

Await card in 45 Days

Details: hdfcbk.io/k/XRn2ydlm6T5

T&C

Deal Cadet Deal Cadet
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I have business money-back.. its diffrent than money-back and money-back plus?

Chennai Super Kings Chennai Super Kings
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7H4NO5 wrote:

Moneyback+ is actually a good card.

It gives 10X points on amazon & flipkart (effectively 3.33% cb upto ₹625/month) plus 5% smartbuy cb on amazon order.

Additionally you get 500 amazon gv for quarterly spend of 50k. So that’s another 1% benefit every quarter.

Then this sounds like giving extra benefit (5% + 3.33%) compared to Millennia (5% + 1%) for Amazon, flipkart.

Deal Captain Deal Captain
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BBal wrote:

Then this sounds like giving extra benefit (5% + 3.33%) compared to Millennia (5% + 1%) for Amazon, flipkart.

Correct, I got samrtbuy cb as well as 10X points for Feb transaction on amazon. But I think smartbuy doesn’t give 5% cb on flipkart.

Deal Cadet Deal Cadet
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Anyone has millenia card ?

I have regalia. But thinking to switch to regalia
Is it good idea?

Chennai Super Kings Chennai Super Kings
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7H4NO5 wrote:

Correct, I got samrtbuy cb as well as 10X points for Feb transaction on amazon. But I think smartbuy doesn’t give 5% cb on flipkart.

Got it, thanks for highlighting.
For flipkart, Millennia – Direct 5% is better compared to Moneyback+ 3.33% core rewards + 1% smartbuy

Another lengthy approach is to use Millennia 1% core + 5% smartbuy for purchasing gyftr vouchers vs Moneyback+ 5% smartbuy

Deal Captain Deal Captain
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BBal wrote:

Got it, thanks for highlighting.
For flipkart, Millennia – Direct 5% is better compared to Moneyback+ 3.33% core rewards + 1% smartbuy

Yes and overall millennia is better.

Chennai Super Kings Chennai Super Kings
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BBal wrote:

Got it, thanks for highlighting.
For flipkart, Millennia – Direct 5% is better compared to Moneyback+ 3.33% core rewards + 1% smartbuy

Another lengthy approach is to use Millennia 1% core + 5% smartbuy for purchasing gyftr vouchers vs Moneyback+ 5% smartbuy


Another lengthy approach is to use Millennia 1% core + 5% smartbuy for purchasing gyftr vouchers vs Moneyback+ 5% smartbuy

Chennai Super Kings Chennai Super Kings
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7H4NO5 wrote:

Yes and overall millennia is better.

Yes, overall millennia may seem better for ease of use and rewards. However, if one is more interested exclusively for amazon purchases with not so high spends, Moneyback+ also seems to be a good option.

Mumbai Indians Mumbai Indians
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sujith8786 wrote:

Even I got the same message at 5pm.
Then  later I got another message mentioning as my card will be upgraded to millennia Ltf..
The reason maybe they are removing moneyback completely from their portfolio. .
And offering Ltf cards of equal or a step above level..
Slowly should roll out to all money-back users.
My moneyback cc is 6 months old with 2 lac limit.

my moneyback card is also 6 months, i hope i get free upgrade too

havent received any such upgrade yet

Deal Subedar Deal Subedar
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Got same message yesterday. My moneyback card is 4 months old.

Mumbai Indians Mumbai Indians
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ULYSSES wrote:

Got same message yesterday. My moneyback card is 4 months old.

sirf mujhe nahi mila

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