hdfc offering three ltf credit card which on should I opt for ?

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Deal Cadet
Dealcharmer

Hdfc bank is offering 3 ltf card – melinia, Money-back+ + and Indian oil
Which one should I opt for ?
Please advice thanks in advance

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Chennai Super Kings Chennai Super Kings
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Millennea

Chennai Super Kings Chennai Super Kings
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Millenia for sure

Entertainer Entertainer
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Melania Trump

Deal Cadet Deal Cadet
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Millennia without second thought

Deal Newbie Deal Newbie
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Most likely it’s conditionally LTF.. you need to spend 30k in 3 months for Moneyback, Indian oil and 50k (I think) in 3 months for Millennia.

Millennia is better overall if you can spend 50k in 3 months else go for Moneyback plus

Gujarat Titans Gujarat Titans
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None if there is no need

Deal Cadet Deal Cadet
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@Dealcharmer how you got millennia offered? If you are salaried What’s the salary amount you put.

Or

if self-employed what’s the ITR u put

Am checking hdfc portal daily and getting regalia, moneyback, diners privilege
But according to my needs millennia is enough

Can anyone help me blush

Deal Cadet Deal Cadet
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I am self employed 7lakh itr and I got this from their end never applied for hdfc before

Deal Cadet Deal Cadet
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iron-man wrote:

@Dealcharmer how you got millennia offered? If you are salaried What’s the salary amount you put.

Or

if self-employed what’s the ITR u put

Am checking hdfc portal daily and getting regalia, moneyback, diners privilege
But according to my needs millennia is enough

Can anyone help me blush

I am self employed 7lakh itr and I got this from their end never applied for hdfc before

Deal Cadet Deal Cadet
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Dealcharmer wrote:

I am self employed 7lakh itr and I got this from their end never applied for hdfc before

Thanks for info

Hunk Hunk
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iron-man wrote:

@Dealcharmer how you got millennia offered? If you are salaried What’s the salary amount you put.

Or

if self-employed what’s the ITR u put

Am checking hdfc portal daily and getting regalia, moneyback, diners privilege
But according to my needs millennia is enough

Can anyone help me blush

Go for MoneyBack if you interested for Millenia upgrade, for diners Privilege if interested for Diners Club Black

Hotshot Hotshot
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Millennia Lelo cashback jama Karo dabake

Deal Cadet Deal Cadet
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Baaap wrote:

Go for MoneyBack if you interested for Millenia upgrade, for diners Privilege if interested for Diners Club Black

Does moneyback+ card have same smartbuy-gfytr 5%

Hunk Hunk
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iron-man wrote:

Does moneyback+ card have same smartbuy-gfytr 5%

Yes capping of 1K

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