HDFC Platinum DC : Rewards for PayTM recharges / bill payments

103°
Finance Mentor
Agnivo007

According to HDFC, Platinum DC gives rewards for "utility" and most have been using it for paying off other bank CC bills to get 1% CB.

Recently, I paid through this card for a JIO ₹209 recharge through PayTM to avail VISADEBIT ₹30CB offer I was getting, and today saw that 2.09 points were credited as RP. Merchant ID : "ONE97 COMMUNICATIONS L"

So, it detects PayTM recharge payments as utility and gives rewards.

Now, question arises whether other payments through PayTM such as electricity/gas cylinder etc are too (should be) counted for RP? Anyone has an experience or got such RP?

Expired
11 Comments  |  
5 Dimers
  • Sort By
Benevolent Benevolent
Link Copied

You are lucky .

In past folks have reported 0 cashback via paytm

Finance Mentor Finance Mentor
Link Copied

Merchant ID : "ONE97 COMMUNICATIONS L"

Deal Cadet Deal Cadet
Link Copied
Have you tried CC bill payment via Paytm with Platinum DC and got RP for that?
Finance Mentor Finance Mentor
Link Copied
Idea flashed for me too, not yet done. Will test for ₹100. If merchant id has "CC BILL" in it then drop it.
View 1 more reply
Finance Mentor Finance Mentor
Link Copied

Tried , Merchant ID comes as "Paytm CCBILLPAYMENT", dropped for now. @10ven

Deal Cadet Deal Cadet
Link Copied
Thank you 😊
Deal Subedar Deal Subedar
Link Copied

tried on cred for more than 50k payments

Deal Lieutenant Deal Lieutenant
Link Copied
Doesn't work.  No RPs given
Finance Mentor Finance Mentor
Link Copied

I guess it'd work on >25k bills (office electricity bills etc) which are not allowed by amazon and get 1% flat.

Is there any upper limit for the value of the bill payment?
Yes. Only bill payments of up to the value of Rs. 25,000 are permitted on Amazon (i.e, any order of Rs. 25,000 or above will not be processed). This limit of Rs. 25,000 is applicable across our website to all bill payment related categories, including electricity, gas, piped gas, water, landline, broadband and municipal tax bill payments.
Finance Mentor Finance Mentor
Link Copied

Update for Platinum DC: Recently also got 0.5% for normal FK order (by mistake paid through DC). Cancelled the order and reordered using CC. Got refunded, but RP yet to be reversed, 5 days passed.

Normal FK order has category of "shopping", maybe they are counting it as "departmental stores", which is eligible for 1RP per 200 spent, 0.5%...

replyuser
Click here to reply
Reply