Hdfc Pre Approved card query

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Deal Newbie
BUDHRAJ0

Last week I got axis flipkart card.. and now i have pre approved hdfc credit card showing in my account.. 

should i apply or should i wait..

is there any chance for rejection of pre approved card…

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Deal Captain Deal Captain
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Apply, you’ll get the card.

Deal Newbie Deal Newbie
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A lot of people had their application denied for 3-4 weeks and then mysteriously approved one fine day. Be prepared for that.

Deal Newbie Deal Newbie
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my application is declined now…

what is this… they gave me pre appoved offer doesn’t that mean there is 99% chances of approval without any effort..

what now will there be any physical verification or something

Deal Newbie Deal Newbie
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BUDHRAJ0 wrote:

my application is declined now…

what is this… they gave me pre appoved offer doesn’t that mean there is 99% chances of approval without any effort..

what now will there be any physical verification or something

Was there an amount specified? If yes, you’ll most likely get the card approval after 3-5 weeks. Just wait.

Gujarat Titans Gujarat Titans
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Agent called me and offering millenia LTF C2C basis. Have to opt for add on card.
Should I apply?

Deal Newbie Deal Newbie
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stoptomove wrote:

Agent called me and offering millenia LTF C2C basis. Have to opt for add on card.
Should I apply?

unless it is pre approved there is no gurantee of approval..
see i have pre approved offer but still my card rejected


if your credit history is good then u can apply..

Deal Newbie Deal Newbie
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sharpen wrote:

Was there an amount specified? If yes, you’ll most likely get the card approval after 3-5 weeks. Just wait.

well i have pre approved limit but still rejected…
so do i have to do something or they just reprocess my application by themselves..
will there be any physical verification ?

Gujarat Titans Gujarat Titans
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BUDHRAJ0 wrote:

unless it is pre approved there is no gurantee of approval..
see i have pre approved offer but still my card rejected


if your credit history is good then u can apply..

It’s not pre approved. I was just trying through hdfc site. then agent called me and said there is problem in web site. She offered me c2c millenia card. I also do not have hdfc account.

Deal Newbie Deal Newbie
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BUDHRAJ0 wrote:

well i have pre approved limit but still rejected…
so do i have to do something or they just reprocess my application by themselves..
will there be any physical verification ?

Mine had a 1L “pre-approved” limit and was initially declined too. They then randomly did a CIBIL hard check three weeks later and the application status changed to Approve on its own. I didn’t talk to a single person from HDFC in this time.

Deal Newbie Deal Newbie
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Your HDFC Bank Credit Card Application No.xxxxxxxxx is approved in principle subject to Internal Checks. We will update you soon.

Got this sms, what does it mean ?

my card got approved ?

Deal Cadet Deal Cadet
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thekirang638 wrote:

Your HDFC Bank Credit Card Application No.xxxxxxxxx is approved in principle subject to Internal Checks. We will update you soon.

Got this sms, what does it mean ?

my card got approved ?

Not yet

Deal Cadet Deal Cadet
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I was facing same issues as others. Card for declined next day after applying.
After 2 weeks card status got approved
Recieved card today.
Need to create add-on card or spend 50k to make it ltf

Deal Cadet Deal Cadet
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thekirang638 wrote:

Your HDFC Bank Credit Card Application No.xxxxxxxxx is approved in principle subject to Internal Checks. We will update you soon.

Got this sms, what does it mean ?

my card got approved ?

What’s the current status? How many days it took more?

Deal Newbie Deal Newbie
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so after my application was rejected due to address mismatch… i visited branch then submit documents to reprocess my application , after waiting 20 days my application was still not reprocessed so i again contaced branch this time i directly met with manager, they again collected docs and this time sent my documents on priority to chennai office and after 3 days my application status changed to in process and next day it is approved but the thing is HDFC again pulled a hard enquiry on cibil.. but still i received the card…

sometimes even after sending docs either they didn’t receive it or something else so you have to again repeat the process to reprocess the application..

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