Hdfc Pre Approved card query

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BUDHRAJ0

Last week I got axis flipkart card.. and now i have pre approved hdfc credit card showing in my account.. 

should i apply or should i wait..

is there any chance for rejection of pre approved card…

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Deal Captain Deal Captain
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Apply, you’ll get the card.

Deal Cadet Deal Cadet
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A lot of people had their application denied for 3-4 weeks and then mysteriously approved one fine day. Be prepared for that.

Helpful Helpful
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my application is declined now…

what is this… they gave me pre appoved offer doesn’t that mean there is 99% chances of approval without any effort..

what now will there be any physical verification or something

Deal Cadet Deal Cadet
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Was there an amount specified? If yes, you’ll most likely get the card approval after 3-5 weeks. Just wait.

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Comrade Comrade
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Agent called me and offering millenia LTF C2C basis. Have to opt for add on card.
Should I apply?

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unless it is pre approved there is no gurantee of approval..
see i have pre approved offer but still my card rejected


if your credit history is good then u can apply..

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Deal Newbie Deal Newbie
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Your HDFC Bank Credit Card Application No.xxxxxxxxx is approved in principle subject to Internal Checks. We will update you soon.

Got this sms, what does it mean ?

my card got approved ?

Deal Cadet Deal Cadet
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Not yet

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Deal Cadet Deal Cadet
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I was facing same issues as others. Card for declined next day after applying.
After 2 weeks card status got approved
Recieved card today.
Need to create add-on card or spend 50k to make it ltf

Helpful Helpful
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so after my application was rejected due to address mismatch… i visited branch then submit documents to reprocess my application , after waiting 20 days my application was still not reprocessed so i again contaced branch this time i directly met with manager, they again collected docs and this time sent my documents on priority to chennai office and after 3 days my application status changed to in process and next day it is approved but the thing is HDFC again pulled a hard enquiry on cibil.. but still i received the card…

sometimes even after sending docs either they didn’t receive it or something else so you have to again repeat the process to reprocess the application..

Deal Subedar Deal Subedar
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Is HDFC again back on approving cards or still its like the old way ?

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