Hdfc pre approved offer cibil enquiry

Deal Newbie
yogobit460

20230408122914

So since early march I've been getting frequent texts from hdfc of credit card

Now it is again showing under offers looks generic

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So if I open link to check if there's any offer will hdfc do a hard pull & if yes at what step, 

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As soon as I enter otp or when exactly?

I just don't want a hard pull if it's not worth it

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Deal Subedar Deal Subedar
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If the link contains preapproved, then no cibil hit, else hit after you enter pan as per my experience

Deal Cadet Deal Cadet
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legend101 wrote:

If the link contains preapproved, then no cibil hit, else hit after you enter pan as per my experience

for hdfc there will be hard hit once doesn't matter card is preapproved or not.
Even for changing card franchise they put hard enquiry (happened with me)
Deal Lieutenant Deal Lieutenant
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Even For PreApproved Cards HDFC Do CIBIL Hit 

Deal Lieutenant Deal Lieutenant
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sardarKhan1 wrote:
for hdfc there will be hard hit once doesn't matter card is preapproved or not.
Even for changing card franchise they put hard enquiry (happened with me)

Changing Card Franchise? 

Cool Cool
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sardarKhan1 wrote:
for hdfc there will be hard hit once doesn't matter card is preapproved or not.
Even for changing card franchise they put hard enquiry (happened with me)
I did change (upgrade offer) my card from Visa to Diners it did not hit my cibil.

Did you get an upgrade offer or ask them to change it?
Deal Cadet Deal Cadet
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SnippierJoker wrote:
I did change (upgrade offer) my card from Visa to Diners it did not hit my cibil.

Did you get an upgrade offer or ask them to change it?

I asked them to change Master to Rupay

But they changed it to Visa and there was hard hit for same

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