HDFC Preferred Account - Maximising benefits?
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I am going to open Preferred account with 2l initial deposit. What benefits should i care to confirm or negotiate?
My primary goals are zero MAB + free Debit Card.
Can they issue platinum easyshop debit card without fee for Preferred account?
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Do they have any other accounts aswell that need a minimum initial deposit but become zero balance after that?
@nimod Preferred account is their high net worth banking program. They’ll enroll you into it with the initial funding after opening an account make sure that they don’t levy charges for that account until you are enrolled into the program.
To maximize benefits opt for family banking program (open accounts for your family members) to share the benefits of preferred program with family members.
And maybe go far somewhat new branch with lockers, hopefully can take advantage of the locker fee discount.
its difficult to find a new branch in Delhi.
or i don’t know how to find a new branch..
Aren’t these invite based
I wasn’t given option for these even by initial funding of 1 or 2 lacs
Still after 5 months they haven’t sent classic invite
@nimod Go directly to the bank branch & ask them to convert your A/c to preferred. Condition is to have 2L balance in your account. It’s done manually & will reflect in a week’s time.
I did the same within 1 month of opening the classic account. Hope this helps!
have got an email for upgrade to classic banking and get free Visa platinum debit card
is the free upgrade on the basis of FD kept in the bank
My account got upgraded to preferred automatically within 6 months of account opening. I had 5 lakh in account for 3 months.
did they give u another free debit card or earlier one continued with free annual charges
What are the special benefits of classic banking ? Is it sure that they will downgrade of we don’t maintain Classic MAB of 1L? Happened with anybody? Is there any special benefit than preferred banking? Whats the difference b/w them?
Here’s my hdfc preferred journey.
visited local hdfc branch. Talked to lady tasked with new accounts. I straight away asked for preferred account, she said start with 2L.
I again visited with docs and cheque book. I handed her 3L cheque as she requested for higher initial amount. With the account opening form, i signed preferred upgrade form and the preferred accounts RM met me.
I received my account number about a week later, personalised kit took 3 more days. After 10 days, my account for upgraded to preferred.
Had to call few times to enquire about account opening and upgrade status.
I am going to apply for preferred branded platinum card.
No special benefit for “preferred branded card”, it is basically easyshop platinum card with just ’preferred" extra in its name(& a bit more lounges access). You can get easyshop platinum card free with 25k MAB max savings acc with no worries about downgrade. etc.
Did anybody tried their demat account ? What are charged for demat in preferred account?
Basically demat’s free to hold for preferred and above. Can vouch that it’s free.
I have HDFC salary account, It's upgraded to preferred banking status now.
Has it become Zero MAB account ?
Also I am planning to open Gold Speciale account, Whith initial deposit of 2 Lakh will my Gold Speciale account become Zero Balance account with LTF debit card?
And which Debit card will I get with the Gold Speciale account?
What is the main difference between Gold Speciale account and Preferred account.
yes you will get easyshop platinum preferred card free