HDFC preferred banking upgrade

44°
Deal Cadet
xera0117

I had upgraded to classic banking last month but today when i checked nb, i saw an upgrade to preferred there.

My problems -

1. I would not be able to maintain above 2l all the time but above 1l is guaranteed. In this scenario if hdfc decides to downgrade me would it be back to classic or the lowest 10k MAB?

2. I am waiting for a pre approved cc offer preferably millenia/regalia. If they downgrade account will it spoil any chances of that?

3. Any charges associated with non maintenance of 2L?

Expiring In 16 days
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Pro Shopping Friend Pro Shopping Friend
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no downgrade, no charges even without bal, am Imperia with Rs100-200 bal for last 2-3 yrs 

Deal Cadet Deal Cadet
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caks2006407 wrote:

no downgrade, no charges even without bal, am Imperia with Rs100-200 bal for last 2-3 yrs 

yours is salary account or regular savings account ?

Deal Newbie Deal Newbie
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Is there a way to upgrade by yourself ? Online. I got an invite too.
My RM isnt being helpful in upgrading.

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