HDFC Premium Card Points Redemption Best option

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Deal Cadet
MontuRocks

Redeeming points of HDFC Premium Card Like Regalia, Diners, Infinia.

Best Options

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Deal Subedar Deal Subedar
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Flight/hotel for full value
or amazon gv via their dedicated portals if you are ready to compromise on points value.
Never redeem from NetBanking>cards>enquire>redeem reward points.

Deal Cadet Deal Cadet
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tank_u_m8 wrote:

Flight/hotel for full value
or amazon gv via their dedicated portals if you are ready to compromise on points value.
Never redeem from NetBanking>cards>enquire>redeem reward points.

What is the dedicated portal for HDFC Diners Black? I see only travel alone. Can’t find where to redeem for GVs

Deal Newbie Deal Newbie
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tank_u_m8 wrote:

Flight/hotel for full value
or amazon gv via their dedicated portals if you are ready to compromise on points value.
Never redeem from NetBanking>cards>enquire>redeem reward points.

Why not through NetBanking??

Deal Subedar Deal Subedar
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Does anyone know what does this transaction mean – “EXC PYMT TRS” ??

Deal Captain Deal Captain
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tank_u_m8 wrote:

Flight/hotel for full value
or amazon gv via their dedicated portals if you are ready to compromise on points value.
Never redeem from NetBanking>cards>enquire>redeem reward points.

why never redeem through net banking / does this apply to debit cards too or only credit card

Deal Subedar Deal Subedar
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desiman wrote:

why never redeem through net banking / does this apply to debit cards too or only credit card

Redemption value is much lower when points are redeemed through netbanking .

Only applicable for credit card. Debit card points can only be redeemed through netbanking.

Deal Subedar Deal Subedar
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Majestic wrote:

Does anyone know what does this transaction mean – “EXC PYMT TRS” ??

Is this recent or during moratorium period. Banks had refunded excess interest amount charged as per govt orders.

Deal Cadet Deal Cadet
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what is the value of 1 reward point of infinia card

Deal Subedar Deal Subedar
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udaysai wrote:

what is the value of 1 reward point of infinia card

for hotel /flight is 1 Rs(max 70% point and remaining through card)
for amazon voucher is 0.5 Rs

Deal Subedar Deal Subedar
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indiansoul wrote:

Is this recent or during moratorium period. Banks had refunded excess interest amount charged as per govt orders.

This was the refund of extra amount over limit in cc, to the bank account.

Deal Cadet Deal Cadet
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Anyone willing to exchange their Card Points, DM.

Deal Cadet Deal Cadet
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Best option to redeem is against flight and hotel booking. It give 1:1 return.

Deal Cadet Deal Cadet
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udaysai wrote:

what is the value of 1 reward point of infinia card

1:1 for diners black and Infinia.

Deal Cadet Deal Cadet
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ajstyles wrote:

Why not through NetBanking??

Netbanking redemption rate are less as compared to dedicated diners and Inifina portal. But amazon vouchers are OoS on these portal. If you want to exchange your points for better value DM.

Deal Cadet Deal Cadet
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desiman wrote:

why never redeem through net banking / does this apply to debit cards too or only credit card

Debit card best option net banking.

Deal Subedar Deal Subedar
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ConfirmPassword wrote:

Hi,

What is the best redemption for regalia?

On Regalia: For Flights & hotels each point = ₹0.5 in the smart buy portal.
Max 70% of flight/hotel cost you can pay via points.
(Regalia First has lower valuation)

Deal Cadet Deal Cadet
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ConfirmPassword wrote:

Hi,

What is the best redemption for regalia?

Go for Flight redemption at 0.5. Amazon GV can be done at 0.35. You can exchange your flight GV with me for Amazon at 0.39.

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