HDFC Regalia Questions

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tiruratiga558
1.Hdfc regalia online transaction reward earning per 100?
2.100 reward points equal to how much cash(to Credit card balance)
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Amongst HDFC Regalia, Tata Neu Infinity and IDFC Wealth which is best for reward points on regular spends?

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aam_aadmi wrote:

Amongst HDFC Regalia, Tata Neu Infinity and IDFC Wealth which is best for reward points on regular spends?

Infinity if you shop on bigbasket/croma/tata cliq. Regalia if you travel more

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Regalia gives 4 RP per Rs 150 (offline and online). 

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Ransome wrote:

Regalia gives 4 RP per Rs 150 (offline and online). 

Which means cashback rate?
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tiruratiga558 wrote:
Which means cashback rate?
If you redeem for hotel or flight booking or transfer to Airmiles, it'd be 0.50. But if you redeem for cash or vouchers, it'll be lower. 
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Ransome wrote:
If you redeem for hotel or flight booking or transfer to Airmiles, it'd be 0.50. But if you redeem for cash or vouchers, it'll be lower. 
Lower means how much bro?
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tiruratiga558 wrote:
Lower means how much bro?
0.35 for vouchers/products & 0.20 for cash redemption.

Edit: There's a processing fee of Rs 99 per redemption request.

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Ransome wrote:
0.35 for vouchers/products & 0.20 for cash redemption.

Edit: There's a processing fee of Rs 99 per redemption request.

Then for cashback it is not best cc
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I dont think u get any RP with regalia paying online

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