HDFC RM stalking me? How does my HDFC relationship manager know what i do ???
- 770
- 18
-
- Last Comment
Hello Dimers,
I know its CIBIL they are checking, but still how they are keeping track of cibil this closely ?????
I feel stalked lol
I just checked loan option in IDFC app by checking with kyc and things, but in 1 hour my HDFC RM phoned me asking am I looking for loan??
What am I? their GF/BF to track lol? just wondering
How is HDFC system is tracking cibil this closely??
this happened around 3 or 4 times now, the moment I apply for credit card previously HDFC RM were asking for my requirement of credit card by calling,
but after i started applying credit card like crazy from everywhere they stopped calling me for credit card, since HDFC credit card is not available for me at this moment (so they stopped for that)
this feels like Dejavu lol everytime for me
How to does HDFC know what I am applying this INSTANTLY?
Anyone faced this same issue?
- Sort By
hahahahaha
but this keeps on happening for me for the past 1 year, which is like the moment i got RM from classic banking grrrrr, but today thought to ask this in DD
but i never tried to rizz the bank but bank is trying to rizz me lol
Maybe HDFC RM is moonlighting with IDFC too
simple API calls https://gravitee.io/blog/understanding-api-call tie-up between the bank and those rating agencies, others.
They don't track CIBIL i guess, their app has access to our sms and some other permissions which allows them to track our financial activity. I have noticed that whenever some bank sends me sms for loan, kotak bank and hdfc bank too quickly send me loan offers within few minutes, as if they are competing against other banks.
Take a chill, nobody is tracking u alone, sb track ho rhe h, i too checked abt loan on my credit card, and after that, loan app ki bharmar aa rhi h, indus wale de rha h, airtel wala de rha h, jinka naam nh suna wo bhi de rha h...
Bs ye smjh ke chalo, aj kal jo bhi humlog online kr rhe h, sb track ho rha h...bach nh skte isse... 🏻
-Start using feature phone.
-Apply online only when you need the benefits.
Lastly ask your RM this very question 🤡 May sound stooopid but you never know RM might have the appropriate answer.
Sure, doing that just today was curious about things and was checking IDFC bank app, guess app is the trouble as i always thought:) i usually avoid apps as far as possible:)
Ya good point, next time will ask that to RM:) hehehe interesting point:)
just delete their mobile app. its useless anyway.
but damn they are tracking so much with their apps, i hate apps just for this
The best way to avoid stalking, even if someone is hardcore LGBT
You sure know the tricks ah:) (joke)
Heard from a friend that even SBI branches gets alert if some high value home loan customer's CIBIL is fetched by another bank. This is used to reduce Home loan takeover cases.
I told you in one post few days ago to stop rizzing banks but u didn't listen now face the consequences