HDFC Rupay Card


I got this email from HDFC.


  • Is it pre appoved?
  • Will it cause CIBIL hit?
  • Will the Limit be shared?
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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Generous Generous
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Got same notification yesterday

Waiting for someone to confirm

Deal Newbie Deal Newbie
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I availed this offer.

  • Yes
  • No
  • Yes
Beacon Beacon
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Thank you. Grabbed the card.
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Deal Cadet Deal Cadet
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Not showing lifetime free after clicking on the link

Freebie Finder Freebie Finder
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Is this Rupay cc any good?

Commentator Commentator
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Deal Subedar Deal Subedar
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This is with reference to your e-mail dated July 05, 2024 with Subject line: Need detail about rupay credit card.

We understand the query from your email and we would like to clarify that you are holding a pre approved UPI credit card offer its a first year free card. and renewal fee will be levied from second year onwards. We seek your understanding in this regards

Email reply from hdfc about this rupay lifetime email 

Beacon Beacon
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This was the reply i got
This is with reference to your e-mail dated July 05, 2024 with Subject line: Web - Credit Card - Charges Related - Charges / Fee applicable on your Credit Card.

We wish to inform you that your HDFC Bank UPI credit card ending with XXXX was processed as a Life time free credit card. No membership fee is applicable to your credit card account.

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Benevolent Benevolent
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U Can Activate From My Cards... Today I Activated... No Cibil Hit... Limit Will Be Shared With Existing Card... Card Numbers Will Be Generated Instantly And  U Can Link In Paytm Phonepe Gpay App With Immediate Effect.

Attaching Screenshot From Mycards.

Beacon Beacon
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My mail link redirected to mycards and i activated it from there.
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Deal Newbie Deal Newbie
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Do we get 5% cashback to credit card settled in next statement or cash points for using other HDFC virtual RuPay credit card to book train tickets on SmratBUY? I see 5% cashback. Not clear whether I will receive it to my card or as point in net banking.

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