HDFC Rupay vs Visa debit card
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HDFC Platinum RuPay card is accepted international too through Discover card, Diners club card network.
Aliexpress, Gearbest, Ebay US, Amazon US, International Game purchase websites etc already accept HDFC Platinum RuPay international card.
Rupay card is good for lower fees around 236₹ yearly…. And HDFC platinum rupay card is accepted international too through DCB. 5% cashback for utilities bill.
hdfc millennia MasterCard is very good for online spend. 2.5% cashback upto 400 per month. Charges are 590₹ yearly.
HDFC premium visa debit card is good for higher cash withdrawal from ATM, daily limit is 1Lac. Yearly fee is ₹885. Reward is 1% for selected marchant, and 0.5% anywhere.
I’m using hdfc millennia because i can earn more then it’s fees. And if i call HDFC after money debited for yearly fees, they just refund it without GST. i just have to say them to waived off as you can’t afford it.
Rupay.
What are the benefits of hdfc easyshop platinum visa debit card.
Rupay works just in domestic ecom transactions only. Currently, merchants are providing more rupay specific offers than visa/mastercard. 1 more thing, you may see extra transaction charges in coming days for non-rupay cards. So if you’re planning to use the card domestically only, go with rupay. Rupay plat cards also give complimentary lounge access 2 times/per quarter.