HDFC saving account query

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Deal Cadet
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has anyone here opened hdfc farmers account? Is it safe since we don’t have any proof of being farmer.
also, is it good idea to open one and maintain balance to trigger pre-approved cc ?
lastly, will this work with urban branches in tier 2 cities.

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Deal Subedar Deal Subedar
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Yes I have opened.. It works like normal hdfc account…. Pre approved offer depends on your spends and cibil…. Mostly use debit card and Netbanking for all the transactions.   You will get rupay platinum card by default in this account… No mention of farmer or anything on vkyc…. 


And it works in any branch…. Urban rural or semi urban… mab is same for all locations… 2500 for 6 months…. 


Axis farmers account… Require land proof… And icici is bsdba…. This hdfc is full fledged bank account….with no limits whatsoever

Critic Critic
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batmanBABA wrote:

Yes I have opened.. It works like normal hdfc account…. Pre approved offer depends on your spends and cibil…. Mostly use debit card and Netbanking for all the transactions.   You will get rupay platinum card by default in this account… No mention of farmer or anything on vkyc…. 


And it works in any branch…. Urban rural or semi urban… mab is same for all locations… 2500 for 6 months…. 


Axis farmers account… Require land proof… And icici is bsdba…. This hdfc is full fledged bank account….with no limits whatsoever

i opened recently after reading ur comment. Can u tell me what are the debit card charges with this account? And What do you mean by “2500mab for 6 months”?

Deal Newbie Deal Newbie
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Instead of a monthly average balance, here we have to maintain half yearly average balance of 2500.

Deal Subedar Deal Subedar
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Harish.agarwal wrote:

i opened recently after reading ur comment. Can u tell me what are the debit card charges with this account? And What do you mean by “2500mab for 6 months”?

It was 200rs plus gst….. And usually there is 2500 Mab per month or per quater… In. This account.. You have to maintain 2500…6 monthly….

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