HDFC TATA Neu Rupay CC - UPI transactions per day limit 4K only

Yesterday my friend transferred 25k

Earlier it was working for me as well but for last 10 days - showing this limit, any workaround for get sorted out.

Are you paying by scanning QR or taking the image from gallery? There's a catch with this scenario.

Scanning QR codes directly on shops. In one transaction max limit 2k and total one day limit 4k, unable to understand the logic. Card limit is also good 50K, spent only 10k till now.

Are you register your UPI on new apps ?

Wait 24hrs and then try scan and pay or online UPI transaction. dnt do scanning QR from your gallery.

MohitMudgal wrote:

Scanning QR codes directly on shops. In one transaction max limit 2k and total one day limit 4k, unable to understand the logic. Card limit is also good 50K, spent only 10k till now.

It has nothing to do with card limit. Also, there shouldn't be any other limit than the generic upi limit of 1L/day. Yeah, if you have just created/activated that payment method, it may take 24hrs to allow you the full limit.

Besides, there's this one thing I know that such limit issue of 2k/4k I get when I try to pay with QR code image. As you said you're directly paying at shop, it's something else.

Did you check the card usage settings from mycards.hdfc? Is the allowed limit upto the actual 50k limit or less? And check that for domestic online txn as well as others.

Lastly, did you also try with other upi apps? I have Tata neu infinity & sometimes txn fails with one app like paytm but goes through with gpay or bhim.

abhishek012 wrote:

Are you register your UPI on new apps ?

Wait 24hrs and then try scan and pay or online UPI transaction. dnt do scanning QR from your gallery.

You basically summarised my comment

UPI limit of 2000 is for small business like local shops,
if you pay using upi at large business like wines or shopping malls there is no such limits.

abhishek012 wrote:

Are you register your UPI on new apps ?

Wait 24hrs and then try scan and pay or online UPI transaction. dnt do scanning QR from your gallery.

No new apps, I'm using mostly paytm, Phonepay, Bhim and Payzapp.
HDFC Payzapp is the only one app showing error clearly as limit exceed in UPI Scan and Pay QR codes,
But for other apps no such error - everytime payment failed status without any error.
Working fine for online transactions all apps.
Attached error snapshots @abhishek012

MohitMudgal wrote:
No new apps, I'm using mostly paytm, Phonepay, Bhim and Payzapp.
HDFC Payzapp is the only one app showing error clearly as limit exceed in UPI Scan and Pay QR codes,
But for other apps no such error - everytime payment failed status without any error.
Working fine for online transactions all apps.
Attached error snapshots @abhishek012

If no problem on online transactions, this means that you are trying the same merchant multiple times for offline payments.

anyone help me how to get money from rupay credit card to bank account? any possibility 

Facing same issue, showing risk limit exceeded not registered in any new app, last registration was 1 month old

What are the benefits of tat neu infinity card ?

The limit is 1Lakh per 24 hrs or Card limit , whichever is higher. I used 2 weeks ago.

niraaav wrote:

What are the benefits of tat neu infinity card ?

10% on Tata Neu App

(5% NeuCoins with your complimentary NeuPass Membership)

5% at Partner Tata brands* For all online and in-store purchases.

5% on Bill payments & Recharges (on Tata Neu)

1.5% on all other spends

*Not valid on fuel, government, rental, post-transaction EMI conversion and wallet loads

Airport lounge access 2 domestic & 1 international per quarter

I am also noticing Rupay CC UPI limit. Up to 2K is allowed in singe transaction. Earlier I used to transfer up to 4k.

Chicken center qr code I am scanning can't to do 10k payment at least.