HDFC Tataneu Credit Card Doubts

1) I can not be said as upto what amount you'll be caught for rotating/abusing the card 😄. It is the pattern that matters. Be cautious as HDFC is known for point forfeiting and blocking accounts. Can share stories, if needed. 

2) Statement date varies per card holders and can also can be different from your Moneyback card. Check your welcome letter or contact helpdesk to know statement date else wait for first statement to get generated. However you can change the statement date by calling them. 

3) No, it is not possible. You need to pay both card per their bill generated. Only the limit is shared, If you have utilized full limit on first card, You wont be able to use other card too. 

4) Correct! Incase you need to use more than your limit - just pay and re-use within same billing cycle and no charges for it.

5) Not sure about Reliance store offer but usually any offer which comes for HDFC card users - it can be availed two times if holding two cards.

Hope it helps!

1. If you use for regular and genuine transactions and with only a single Tata Neu account then there won't be any block of account/coins/card.

I think other questions are already answered.

suhasa010 wrote:

1. If you use for regular and genuine transactions and with only a single Tata Neu account then there won't be any block of account/coins/card.

I think other questions are already answered.

@ siyaram4470739 @suhasa010 will they block the card for paying credit bill payments?

chiraggyl170 wrote:

@siyaram4470739 @suhasa010 will they block the card for paying credit bill payments?

chiraggyl170 wrote:

@siyaram4470739 @suhasa010 will they block the card for paying credit bill payments?

JAYM wrote:
My Answer is the same again as I wrote in my comments. There is no exact definition of "too much" but please refrain from noticeable rotation. Use mixed ways, keep genuine spending also, avoid swiping the same merchants repeatedly etc...

From the first month i started using around 3-4l per month, no issues, will stop under 10l spendsthis month and not use it again

chiraggyl170 wrote:

@ siyaram4470739 @suhasa010 will they block the card for paying credit bill payments?

Credit card bill payments are not allowed. They fail.