HDFC Tataneu Credit Card Doubts

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Last Comment 2023-05-21

2023-05-20

It is shown that the Credit limit of my New HDFC Tataneu Plus Rupay Credit Card is shared with my Old HDFC Moneyback Plus Rupay Credit Card:

1)How many Neucoins can I earn per month maximum with this HDFC Tataneu Plus Credit Card without the risk of Card block and Tataneu Account/Neucoin usage block?

2)What will be the Statement Date every month for my NewHDFC Tataneu+ Credit Card?

3)If I pay Excess amount to my Old HDFC Moneyback+ Credit Card,willthat amount be automatically adjusted by the HDFC system to clear the Outstanding dues of my New HDFC Tataneu Credit Card?

4)For example,if the Total Credit limit in my Old HDFC Moneyback+ Credit Card is 100000 Rs.So,to Avoid Overlimit fees,the Total Spends of both my Old HDFC Moneyback+ Credit Card and New HDFC Tataneu Credit Card should NOT Cross my Total Credit limit of 100000 Rs in a Billing cycle.Is this Correct?

5)Can I use Reliance Store Rupay 20% upto 250 Rs Discount offer on both my HDFC Rupay Moneyback+ and HDFC Rupay Tataneu+ Credit cards in the Same Month on Same Day even when New Tataneu+ Credit Card is issued on the basis of Shared Credit limit with Old Moneyback+ Credit Card?

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https://www.desidime.com/discussions/hdfc-tataneu-credit-card-doubts?page=1#post_9283776

JAYM

2023-05-20

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1) I can not be said as upto what amount you'll be caught for rotating/abusing the card 😄. It is the pattern that matters. Be cautious as HDFC is known for point forfeiting and blocking accounts. Can share stories, if needed.

2) Statement date varies per card holders and can also can be different from your Moneyback card. Check your welcome letter or contact helpdesk to know statement date else wait for first statement to get generated. However you can change the statement date by calling them.

3) No, it is not possible. You need to pay both card per their bill generated. Only the limit is shared, If you have utilized full limit on first card, You wont be able to use other card too.

4) Correct! Incase you need to use more than your limit - just pay and re-use within same billing cycle and no charges for it.

5) Not sure about Reliance store offer but usually any offer which comes for HDFC card users - it can be availed two times if holding two cards.

Hope it helps!