hdfc times point debit card

199°
Deal Cadet
prabha.avum

any dimer is using times spend hdfc dc. if so, any hidden speciality in this card interms of points or any features to be known to use it wisely on any special platform??

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Deal Subedar Deal Subedar
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Yes i got rs 20 amazon gift card for ₹14000 spend.
What a great reward rate, i bet you no other card will give anything near to this.
Also this is excluded from smartbuy offers.
Literally the lowest rupay card is better than this.
This card has ate my ₹1000 i hate this card.

Deal Cadet Deal Cadet
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omg. r u sure? is it times point master card……….

Deal Subedar Deal Subedar
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Yes. If you are paying the annual fees that ate something ₹600+gst, than you should either go for platinum card if you have a lot of online spends or just normal rupay card which cost just ₹200+gst

Deal Cadet Deal Cadet
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worst card. only great use is you can withdraw cash from atm.

Deal Cadet Deal Cadet
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it was showing 2points per 150rs spent and per quarter 1 airport lounge access and other special benefits

Deal Subedar Deal Subedar
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Yea but as you can see on its website ₹50 amazon gv is available for 600 points which means you get ₹50 back for spending ₹45000 that is around 0.11% cashback https://cdn0.desidime.com/attachments/photos/580012/original/IMG_20190809_220223.jpg?1565368451

Deal Cadet Deal Cadet
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all hdfc debit cards has limit of cashback 750rs per month but this times point no limit

Deal Subedar Deal Subedar
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Yes but to reach ₹750 cashback you have to spend approx 6.75lakh in a month.
And if you spend that much than you should be getting DCB

Deal Cadet Deal Cadet
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Nothing great about this .. i have it and use as atm card

Vanguard Vanguard
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I have a rewards card from hdfc that i got along with the instant kit while account opening . Its charges are 500 plus gst . I used it one full year at the merchant partners printed on the card. Apollo pharmacy,big bazar. Never got a single point. I don’t know if it was because it was not a personalized card or some issue on HDFC end but it was disappointing. Still having the card and wondering if i should cancel it

Deal Subedar Deal Subedar
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Cancel it, and than get a rupay card, save rs 300 and also get smartbuy benefits, or get the rewardz card.

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