https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979119
But now HDFC card is not that much rewarding. Waiting for new premium card which is above Infinea.
Hdfc to issue 10lakh credit cards/month
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Hdfc bank targets doubling credit card issuance per month to 10lakh to target 50 billion usd spends online from 20-30cr Indians
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Beyond partnerships, the bank also wants to attract more customers who use credit cards from India’s local retail payment system known as RuPay, according to Rao. He sees recent rules that allow the linkage of RuPay credit cards to the widely used government-backed payment interface expanding the market for these cards.
Top Comments
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979127
sudhakarhd wrote:But now HDFC card is not that much rewarding. Waiting for new premium card which is above Infinea.
Yes but a reliable and consistent fair rewards are better (than inconsistent and shitty customer care axis or always blockable sbi cashback)is better any day and can be quite relaxed and benifit if managed well
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979133
humko to dete nahi hai sasure
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979136
Is Diners millennia good card?
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979147
How many will be LTF ? 
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979149
Completed VKYC, signed documents, verified by 3 executives and still DECLINED my 2 CC applications. Should I still keep hope s on HDFC? 
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979153
satraghav wrote:do not try again; they will call u or approve card after sometimeCompleted VKYC, signed documents, verified by 3 executives and still DECLINED my 2 CC applications. Should I still keep hope s on HDFC?
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979185
I have opened regular savings a/c 80 days ago and waiting for pre approved CC...right now i see only pre approved 2 wheeler loan of 1 lakh
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979194
sshaik33340 wrote:I have opened regular savings a/c 80 days ago and waiting for pre approved CC...right now i see only pre approved 2 wheeler loan of 1 lakh
If hdfc is providing Pl and auto loan and not getting pre-approval for credit card then your profiling is not credit card in hdfc system but period of 2-3 months is too short wait for atleast 6 months..
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979230
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Agnivo007 wrote:Mela lagega to soorat bhi nahi dekhehega, wait Karo mela lagega agar khabar sahi ho to....
Yes but hdfc being hdfc especially digital banking although if done it would double current 1.6cr hdfc cards in less than 2yrs although hdfc has the balance sheet /risk capital/ infra to do it but more importantly competition from axis /sbi/icici is pushing this for hdfc to retain it's top spot and spill out customer base of bnpl customers who had gone through a credit cycle is lucrative to say the least
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979268
Beyond partnerships, the bank also wants to attract more customers who use credit cards from India’s local retail payment system known as RuPay, according to Rao. He sees recent rules that allow the linkage of RuPay credit cards to the widely used government-backed payment interface expanding the market for these cards.
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979270
abhishek012 wrote:Thanks for adding the much needed but skipped out info. I'm taking neu plus card, hope it supports upi in future.Beyond partnerships, the bank also wants to attract more customers who use credit cards from India’s local retail payment system known as RuPay, according to Rao. He sees recent rules that allow the linkage of RuPay credit cards to the widely used government-backed payment interface expanding the market for these cards.
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979323
Espionage wrote:humko to dete nahi hai sasure
लालू : उ लोग हमरा के कार्ड ना जारी करेला , ससुरा।😿
पीलू : एचडीएफसी क्रेडिट कार्ड मेला के इंतजार करीं। खबर सही होखे त तोहार चेहरा तक ना देखिहे।😼
लालू : हमार चेहरा देखावे लायक नइखे, दिहें का?😿
पीलू : हँ, मिलला के बाद जब मस्ती खतम हो गइल त हमरा के दे दीं।😸
लालू : कार्ड के का करब ?😽
पीलू : एचडीएफसी कार्ड से पीठ रगड़ब। आजकल हमरा बहुत खुजली करेला।🙀
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979330
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Theranos wrote:I think this time they should make holding one co-branded card as secondary official. They might also push secondary cards as a new strategy (breaking from the one-card per custid rule running for years now)...Yes but hdfc being hdfc especially digital banking although if done it would double current 1.6cr hdfc cards in less than 2yrs although hdfc has the balance sheet /risk capital/ infra to do it but more importantly competition from axis /sbi/icici is pushing this for hdfc to retain it's top spot and spill out customer base of bnpl customers who had gone through a credit cycle is lucrative to say the least
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979337
satraghav wrote:Mele mein anjaan aur shatru bhi eksath mauj karte hain, mela lage to toot pado!Completed VKYC, signed documents, verified by 3 executives and still DECLINED my 2 CC applications. Should I still keep hope s on HDFC?
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979338
Hdfc has become strict, not giving card easily. I had maintained 1 lac balance in family member account for a year. Got pre approved money-back plus card.
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979349
kkrulesdnation wrote:Your credit history does matter...Hdfc has become strict, not giving card easily. I had maintained 1 lac balance in family member account for a year. Got pre approved money-back plus card.
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979353
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979360
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979371
satraghav wrote:I have a salary account, they call me time-to-time saying I am eligible and having some x amount pre-approved. Later some agent will come home to do kyc. Later application will be rejected. It happened three times, now if they call I ask why they are wasting time if they don't want to give. The sales guy will apologize and disconnect the call.Completed VKYC, signed documents, verified by 3 executives and still DECLINED my 2 CC applications. Should I still keep hope s on HDFC?
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979382
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kkrulesdnation wrote:
Agree. There was another icici card of 30k. So hdfc was second
You should have waited for other card to be of atleast a year old and limit atleast 50k... Oh, maybe it was secured FD-CC too ?
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979383
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satraghav wrote:
A stand-up Comedian has quoted "Hope is like a Soap, use it daily". BTW when is HDFC next Mela ?
BTW, spent some time to make a short comedy and translating it online to bhojpuri, nobody liked it? https://www.desidime.com/discussions/hdfc-to-is...
Yeh mela kab aaye mauni baba hi jaane, kumbh mela thodi na hai... Par Markar Sankranti pe chance hain...
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979388
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979393
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kkrulesdnation wrote:I remember we both had worse experience while applying for LTF Axis myZone recently, isn't it? I might be wrong though...
This card is LTF and has a 50k limit. They will increase it gradually.
Also hdfc sucks in card upgrades, not easy to get LTF upgrade.
https://www.desidime.com/discussions/hdfc-to-issue-10lakh-credit-cards-month?page=1#post_8979400
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Yes bro, had poor experience with axis, online offline rejection inspite of being pre approved, multiple enquiries came in. Ended up taking the FD based card.
Even SBI rejected me in online and offline VIP approval.
I am content with current set of cards. AU, HDFC, Onecard and ICICI have good offers.
Agnivo007 wrote:This hdfc card is held by family member so it's cool, took what came in. I am already holding regalia.
I remember we both had worse experience while applying for LTF Axis myZone recently, isn't it? I might be wrong though...
Yes bro, had poor experience with axis, online offline rejection inspite of being pre approved, multiple enquiries came in. Ended up taking the FD based card.
Even SBI rejected me in online and offline VIP approval.
I am content with current set of cards. AU, HDFC, Onecard and ICICI have good offers.
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Yes but a reliable and consistent fair rewards are better (than inconsistent and shitty customer care axis or always blockable sbi cashback)is better any day and can be quite relaxed and benifit if managed well
But now HDFC card is not that much rewarding. Waiting for new premium card which is above Infinea.