Health Insurance For Parents Need Genuine Suggestions
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My Father’s Age is 58 & he is diabetic and my mother’s age is 57 and she is healthy.. Could You Please Suggest some good policy for them…
Me And My friend configured a Policy Named Max Bupa Re Assure, In that Policy We are getting 1 Cr Cover in 39264 Rs where Sum assured is 10 Lakhs in 33456 and By Adding Super Top Up of 5800 We are getting 90 Lacks additional… Is it a good plan for them
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Suggestion Welcome
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in Re assure there is no pre medical checkup as far as i know
Also look-out for the term, all pre-existing disease and complications related to it will not be honoured….
Health insurance is very tricky……
Currently features wise Max Reassure is best plan. For diabetes patients, they will apply loading of around 10-15% on individual premium (Not on entire premium). They will ask for latest HBA1C or FBS report. No medical required. 3 years waiting period will be there for the same..
Read this thread for more details
They will have to undergo medical tests and loading will be added according to the medical reports