Health Insurance For Parents Need Genuine Suggestions

115°
Deal Lieutenant
THE-OSHO

My Father’s Age is 58 & he is diabetic and my mother’s age is 57 and she is healthy.. Could You Please Suggest some good policy for them…

Me And My friend configured a Policy Named Max Bupa Re Assure, In that Policy We are getting 1 Cr Cover in 39264 Rs where Sum assured is 10 Lakhs in 33456 and By Adding Super Top Up of 5800 We are getting 90 Lacks additional… Is it a good plan for them
..

Suggestion Welcome

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Deal Subedar Deal Subedar
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They will have to undergo medical tests and loading will be added according to the medical reports

Deal Lieutenant Deal Lieutenant
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in Re assure there is no pre medical checkup as far as i know

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Deal Subedar Deal Subedar
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Also look-out for the term, all pre-existing disease and complications related to it will not be honoured….

Health insurance is very tricky……

Generous Generous
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@drjpatwa

Beacon Beacon
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@Papi

Currently features wise Max Reassure is best plan. For diabetes patients, they will apply loading of around 10-15% on individual premium (Not on entire premium). They will ask for latest HBA1C or FBS report. No medical required. 3 years waiting period will be there for the same..

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