Help and query regarding best use of credit card for milestone benefits

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Deal Cadet
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Hello,
As many of you might be using SBI Simply click and other credit cards,kindly suggest me something considering my situation here.
I am having quite a few credit cards including SBI Simply click,so forgot to use it among many others lat year. Now within one week it is up for renewal with annual charges.I have used up only 50,000 till now.
To make expenditure on card 1 lakh for both 2k worth Cleartrip gv and annual fee waiver, how can I best use the card for remaining 50k within 7 days.
Also any other hack or cheat you guys might have used which might work, like ordering a product and later cancelling or After getting gv and waiver.
One more thing exactly after how many days SBI issues the Cleartrip gv after attainment of 1 lac milestone, and sends it through which medium?

Any help would be really appreciated.

13 Comments  |  
7 Dimers
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Deal Cadet
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Simply pay 590₹ fee…… If you unable to use cc, close it smile because its very bad idea to spend 50k for 590₹ waiver.

Sometimes it you requested to close your card, SBI retention team offer you LTF card.

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Deal Cadet
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rohit_agarwal wrote:

Simply pay 590₹ fee…… If you unable to use cc, close it smile because its very bad idea to spend 50k for 590₹ waiver.

Sometimes it you requested to close your card, SBI retention team offer you LTF card.

But in total I will be getting waiver alongwith 2k worth Cleartrip gv making benefit of 2.5k.

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Deal Subedar
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Buy Gvs from Mobikwik and Magicpin and sell in 5% discount, Anyone will buy 50k in 7 days

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SunnyKh wrote:

Buy Gvs from Mobikwik and Magicpin and sell in 5% discount, Anyone will buy 50k in 7 days

Load it in payzapp and transfer it to bank for around 1600₹ charges for 50k 😂

Do it if you have payzapp full kyc account.

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Deal Subedar
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rohit_agarwal wrote:

Load it in payzapp and transfer it to bank for around 1600₹ charges for 50k 😂

Do it if you have payzapp full kyc account.

Transfer Gvs through paymatrix and earn 3 to 4% on 50k in 7 days.

Missing
suspended
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I m buying mobikwik wallet balance @ 1.25% discount. Settlement through upi. and 1% discount settlement through paytm

Edit: Got a good question from a intelligent dimer. He wants 1000 through upi in exchange he will sent 990 through mobikwik.

Please note : i will pay you after deducting 1% or 1.25% as the case may be. I cannot pay extra as i am able to load with my card also.

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hiteshu wrote:

I m buying mobikwik wallet balance @ 1.25% discount. Settlement through upi. and 1% discount settlement through paytm

PM me…. I want only 1k transfers from mobikwik.

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Deal Newbie
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Add money using credit card into Paytm.

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Deal Cadet
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SunnyKh wrote:

Transfer Gvs through paymatrix and earn 3 to 4% on 50k in 7 days.

What is pay matrix ??☹️

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mantrishubham33984 wrote:

Add money using credit card into Paytm.

And how to withdraw it to bank?
With least possible charges,so that ultimately I am not in loss?

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Deal Newbie
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dranurag14 wrote:

And how to withdraw it to bank?
With least possible charges,so that ultimately I am not in loss?

Send it to any paytm business account so that it gets directly transferred to bank account. And later on you can take it back from Business account to your account.

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Deal Newbie
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mantrishubham33984 wrote:

Send it to any paytm business account so that it gets directly transferred to bank account. And later on you can take it back from Business account to your account.

Yes !!!! Best way to use with 0% charge and u wil get reward pts. Also.

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