Don't ask directly, kisi knowledgeful and elder person ko aage kardo.
HELP! cousin marriage, things to check
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the boy parents saying he's doing business and earns 3lacks per month and they are filing itr for 75lack per annum.
how to check weather this is true or not, is it okay ask such information from? will they feel bad? my cousin is JR. s/w engineer and we are ready to provide anything they may ask. but my cousin's parents are worried to ask for bank stataments or it return copy from boys end
please help me how to verify his income and what should we ask from him. thanks in advance 🙏
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Bro in today's world it's better to get everything checked.
So ask from his office friend .
Don't know how you are putting yourself and efforts for this business deal treating her(sister) as commodity in return of income tax returns and bank statements.
Results might be interesting to read.
ask itr or verify income before going further ,now days most people who earn 30k pm lie on matrimony sites that they earn 3l pm lol this is to scam the other party ,check there liabilities too too much debt is big red flag too, check how he spends too
Past history, std, blood group type match or not, temperament etc etc.
a mediator helps in such cases as he will ask on behalf of you. anyway fortuner abhi tak nehi liya toh bharosa mat karo.
When you meet, see the lifestyle and judge for yourself. A person who is saving 3 lakh/month from business is definitely doing twice that amount and claiming benefits under 44ada or 44ad depending on nature of business - https://cleartax.in/s/section-44ad-presumptive-....
Most likely lavish life; as most businessmen show fake expenditures, I can comment more if you share nature of business.
Also the boy will be more concerned of alimony so it is good to have transparent discussion either at individual level or let the elders do the talking.
dude he must be having so much debt and need your money.
Fooling you and trapping you
3 lakh per month guy? how you got this match?
There is a saying-> Tell any lie to get married.
He should be top business man in that area if he is earning 3 lakhs per month which is 10k per day.
Now a days no software eng/Govt employee earns 3 lakhs even with 10+ year experience. only Doctors would earn.
it is a trap unless he is famous in that area.
3 lakh rupees is pretty normal for a well running business.
Not wise to compare with salaries because salaried people are underpaid and overtaxed.
Send some person from your family anonymous to cross check their business. Its common
In this day and age the onus falls on both earning parties to prove veracity. If he has nothing to hide why would they not provide relevant details. Better ask instead of repenting later. Same for STD and other medical tests - I believe these are becoming standard in most urban settings
Ask him to apply SBI credit card and see if he gets the card and the limit offered by the SBI.
Just saying.
@quantum ji dikhiye kya kya ho raha h..
Take time and get the facts checked and exchange medical reports as well, as menitoned by @bikidas2060 @10ven
If they are pushing you for early marriage, then be sceptical, else if they are honest, they will be having no problem showing the proof.
Go by @tappukepapa suggestion to get the proof
Bdw, after marriage if his business gets doomed, what will you do?
No guarantee unless you are a doctor or Govt employee.
Seedha poochna bhe galat hai or verifctn na krna toh aur bda paap hai.
Get more details of the business. What kind of business? Go to the business location and see what is going on. You would be able to see activity there is business is doing good turnover.
ITR can be faked easily by changing numbers so don't trust that.
Koi gully mein press wala ya koi shop hogi jo unko jaante honge ...
Clear information to nahi par kuch to mil sakti h agar mediator nahi h to ...
Aur kuch bi information mil sakti h
I don't understand, why so much drama. Nowadays, this game is completely in the favour of the bride side. Previously, it was on the Groom Side. Slap any question right on the face. If not him, there will be a big line for her. But For him, I don't know why a Software Engineer is even preferring a business person. Everyone wants a Big Annual Package, Weekly 2 day off, Monthly once Travel...
On the Business Side, there are no holidays. Very Soon, Bank People will become more demanding than Software because of only 4 Working Days...
75 lack itr doesn't mean that he is earning 3lacks per month or 36 lpa i.e. 50% on itr sale value , i don't think any business have this high profit ratio
Better get to checked offline via nearby shops
Bhai bike garage wala mahina 1 lakh per month kama leta he. You won't know how much money in local Business unless you are part of it...
OP needs to mention Nature of the business if not business name. If they say they have 75lakh turn over, Business must be registered and get a GSTIN
Using business name people can find the GSTIN no. and using some websites people who are CAs can get their last year balance sheet and GST fillings etc. Then you can check the details and cross-verify if needed. Becoz they would also mention all loss/debt they have in GST filling.
PS: I don't encourage to do background check yourself, you should ask them clearly.
Yes, this is pretty simple to get it checked.
Especially if they have a company registered, its even simpler.
Btw, i heard there are specialist marriage consultants who deal in this (just like private detectives in old movies )
Can you ask girls parents, the reason to pursue this relation? Like boy good looking, qualities etc. If the reason is only money 💰 hmm.. can directly ask for ITR and all. Afterall money comes first, isnt it?
I ask why to verify earnings? My follow-up question would be, what if business goes down post marriage, after all its a business right? What if the guy has all the qualities to be a good husband and then father, but his earnings are less right now?
Say, you checked the ITR and what they are saying is true, but then the guy has no qualities to be a good husband, then what?
This is 100% right.
Only thing is that if they are saying a false thing then its a serious concern (for marriage).
I am assuming they would have checked on the qualitative part because thats even more important.
Ask office name and address and send someone old of your family to his office to enquire about him from seniors telling the truth. This is how things works. Elders are excused (if they came to know this enq later) and entertained (when they enquire).
Its a business , not possible to verify earnings through this kind of inspection.
We can't say if they feel bad or how. But you better ask directly and be done away with it. There is no point in breathing around the bush.
I have seen many cases , where "Gold digger" brides and there family looks out for a rich guy and marry them for a short period of time and then put false cases of dowry and domestic violence and take huge amount of Alimony from the rich innocent guy .
There marriages last for 3-6 month.
So beware everyone , before giving any type of advises regarding income verification and all.
This are some real life situations and faced by many of my clients.
Don't ask directly, kisi knowledgeful and elder person ko aage kardo.
Bro in today's world it's better to get everything checked.
So ask from his office friend .
Don't know how you are putting yourself and efforts for this business deal treating her(sister) as commodity in return of income tax returns and bank statements.
Results might be interesting to read.