Help/Feedback - How to find MCC of popular Online Merchants?

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Deal Cadet
mGforCe

Hi,

As you all know, typically we make bill payments via intermediate merchants like Paytm, Payzapp, Phonepe, Amazon, Paypal etc.

Recently, received notice from Axis Credit Cards that :

Purchase transactions performed on these Merchant Category Codes (MCC) as allotted by Visa or MasterCard shall not earn EDGE REWARDS: Wallets (6540)

Now I understand something similar is the case for HDFC Cards too. But this is new for Axis Card.

So wanted to get tips/guidance on how to check which of these merchants fall under above Wallet MCC.

Also if we make payment via Paytm/Phonepe/Payzapp/Amazon directly for the utility bills, without loading money in wallet, will it still be considered as Wallet or not.

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Community Angel Community Angel
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Paytm, mobikwik – Money first added to wallet & then paid for service or merchant.
Payzapp, Amazon – direct payment.
CC : @A2ZDeals

Deal Cadet Deal Cadet
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Thanks @_One_Miller_

Also any idea what is meant by Retail Shopping. For same Axis Select Credit Card offers 2X points.

Community Angel Community Angel
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Retails shopping means all normal online & offline shopping txns we do.

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Deal Cadet Deal Cadet
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Just in case anyone comes here for same info:

Checked with Axis CC as well as RM. No clue to either of them

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