Help/Feedback - How to find MCC of popular Online Merchants?

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Deal Cadet
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Hi,

As you all know, typically we make bill payments via intermediate merchants like Paytm, Payzapp, Phonepe, Amazon, Paypal etc.

Recently, received notice from Axis Credit Cards that :

Purchase transactions performed on these Merchant Category Codes (MCC) as allotted by Visa or MasterCard shall not earn EDGE REWARDS: Wallets (6540)

Now I understand something similar is the case for HDFC Cards too. But this is new for Axis Card.

So wanted to get tips/guidance on how to check which of these merchants fall under above Wallet MCC.

Also if we make payment via Paytm/Phonepe/Payzapp/Amazon directly for the utility bills, without loading money in wallet, will it still be considered as Wallet or not.

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Paytm, mobikwik – Money first added to wallet & then paid for service or merchant.
Payzapp, Amazon – direct payment.
CC : @A2ZDeals

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Thanks @_One_Miller_

Also any idea what is meant by Retail Shopping. For same Axis Select Credit Card offers 2X points.

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mgforce wrote:

Thanks @_One_Miller_

Also any idea what is meant by Retail Shopping. For same Axis Select Credit Card offers 2X points.

Retails shopping means all normal online & offline shopping txns we do.

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_One_Miller_ wrote:

Retails shopping means all normal online & offline shopping txns we do.

Hmm, but then 2x were not given…

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Just in case anyone comes here for same info:

Checked with Axis CC as well as RM. No clue to either of them

Missing