Hot Deal [WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

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Deal Lieutenant
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[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

Dosto,

I’ve seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.

Let’s share our knowledge. https://cdn0.desidime.com/Placeholders/No-Image-Available.png


Here is the Google spreadsheet which contains user-contributed wallet limits and charges:

https://docs.google.com/spreadsheets/d/1vxTJ7tm...

This spreadsheet will be maintained by @gurucoupon and @DealSeeker. Please tag either of these users when you want to contribute an update to the spreadsheet data.

1078 Comments  |  
175 Dimers
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https://i.imgur.com/DpB9r66.png?1

https://i.imgur.com/Ip6xHvQ.png

Hope this answers..

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mobikwik wallet to bank in windows phone??

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@gurucoupon wrote:

@dd2014 wrote:

i want to know about payumoney

how much they deduct transfer to bank ?

will i add money through my C.C ?


@dd2014
I’ve already mentioned under PayuMoney Column

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

I’ve confirmed the above statement last week with payumoney customer care. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


are you sure* credit card are not transferrable to bank a/c*

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Paytm
deducts 4% as charge.
Minimum – 2000 https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

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@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

i want to know about payumoney

how much they deduct transfer to bank ?

will i add money through my C.C ?


@dd2014
I’ve already mentioned under PayuMoney Column

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

I’ve confirmed the above statement last week with payumoney customer care. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


are you sure* credit card are not transferrable to bank a/c*


@dd2014 Till the last communication last week
Already sent the mail and will try to get the information and make sure its 100% correct https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

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@gurucoupon wrote:

@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

i want to know about payumoney

how much they deduct transfer to bank ?

will i add money through my C.C ?


@dd2014
I’ve already mentioned under PayuMoney Column

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

I’ve confirmed the above statement last week with payumoney customer care. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


are you sure* credit card are not transferrable to bank a/c*


@dd2014 Till the last communication last week
Already sent the mail and will try to get the information and make sure its 100% correct https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


waiting for your reply

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@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

i want to know about payumoney

how much they deduct transfer to bank ?

will i add money through my C.C ?


@dd2014
I’ve already mentioned under PayuMoney Column

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

I’ve confirmed the above statement last week with payumoney customer care. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


are you sure* credit card are not transferrable to bank a/c*


@dd2014 Till the last communication last week
Already sent the mail and will try to get the information and make sure its 100% correct https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


waiting for your reply


Don’t wait yaar @dd2014 , so jao… https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

main 1-2 din main update karunga 100% … reply le ke customer care se

Ek aur baat … maine ek bar commitment kar di fir usko khatam bhi karunga https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif

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does anyone have info on Shmart.. I think u can mention that as well.. would be good to know what are the charges…

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Vu https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif nice information https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

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@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon Good thread! VU.


Thank you @DealSeeker


+30 KG for actively maintaining the thread and adding new information. Great job! https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

@DealSeeker Thanks https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Still oxygen wallet info is missing.

Also once this completed , please don’t forget to share this to the people who ask for this information &
also don’t forget to comment when you find t&c is changed for any of the wallet.

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"@bagdimer":http://www.desidime.com/users/363563 wrote:

does anyone have info on Shmart.. I think u can mention that as well.. would be good to know what are the charges…

shmart wallet
1. 1 din me max 2500
2. txn charges 0%( u will receive money next day probably as they do neft)
3. monthly limit is 10k probably.
4. min txn amount is 1 rs

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@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon Good thread! VU.


Thank you @DealSeeker


+30 KG for actively maintaining the thread and adding new information. Great job! https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

@DealSeeker Thanks https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Still oxygen wallet info is missing.

Also once this completed , please don’t forget to share this to the people who ask for this information &
also don’t forget to comment when you find t&c is changed for any of the wallet.


Get the Oxigen information from here: https://www.oxigenwallet.com/n...93

@VaibhavJain Please provide the info for ICICI Pockets.

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@gurucoupon wrote:

@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

@gurucoupon wrote:

@dd2014 wrote:

i want to know about payumoney

how much they deduct transfer to bank ?

will i add money through my C.C ?


@dd2014
I’ve already mentioned under PayuMoney Column

*Money added by all types of credit card are not transferrable to bank a/c. Wallet money added by netbanking, debit card etc are eligible.

I’ve confirmed the above statement last week with payumoney customer care. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


are you sure* credit card are not transferrable to bank a/c*


@dd2014 Till the last communication last week
Already sent the mail and will try to get the information and make sure its 100% correct https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


waiting for your reply


Don’t wait yaar @dd2014 , so jao… https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

main 1-2 din main update karunga 100% … reply le ke customer care se

Ek aur baat … maine ek bar commitment kar di fir usko khatam bhi karunga https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif


o.k boss. good night https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

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@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker wrote:

@gurucoupon Good thread! VU.


Thank you @DealSeeker


+30 KG for actively maintaining the thread and adding new information. Great job! https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

@DealSeeker Thanks https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Still oxygen wallet info is missing.

Also once this completed , please don’t forget to share this to the people who ask for this information &
also don’t forget to comment when you find t&c is changed for any of the wallet.


Get the Oxigen information from here: https://www.oxigenwallet.com/n...93

@VaibhavJain Please provide the info for ICICI Pockets.


Sir G @DealSeeker , Thank you.

based on your link i’ve added some more columns for all the wallet.

Oxygen Wallet is updated https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

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@gurucoupon I suggest you to link a google excel sheet to main post as later you will not be able to edit the main thread. In google sheet you will be able to update the contents and any user click on main post will directly go to updated info.

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“@CrazyTroll ":http://www.desidime.com/users/...34 wrote:

@gurucoupon I suggest you to link a google excel sheet to main post as later you will not be able to edit the main thread. In google sheet you will be able to update the contents and any user click on main post will directly go to updated info.


“@CrazyTroll ":http://www.desidime.com/users/...34 ohh

thanks … i was not aware that you can’t edit the main thread. I’ll create the excel file and somehow will link it here so that it will print nicely. Give me this week. I’ll definitely come up with some good solution.

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thank you very much dimers/dosto who helped.

Now onwards we will share this link with newbie and others having doubts on wallet.

Please post here for any new wallet update.

Enjoy Sharing … https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

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Maximum balance & monthly transfer ins for semi-closed wallets cannot exceed Rs. 10000 as per RBI rules, so the max balance limit & monthly transfer in limit for all the wallets will be Rs. 10000. The exception is Paytm which offers an option to increase the limit to Rs. 100,000 if you submit your KYC documents. For more details, refer to https://paytm.com/blo...c/

Citrus – Max withdrawal limit per month & per transaction – Rs. 3,000
No withdrawal fees. Any withdrawals over Rs. 3000 will be transferred to your initial payment mode (Used to add money to the wallet) instead of your bank account.

Shmart – Max withdrawal limit Rs. 2500 per day.
Doesn’t seem to have any withdrawal fees at this time.

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@dexter1989 wrote:

Maximum balance & monthly transfer ins for semi-closed wallets cannot exceed Rs. 10000 as per RBI rules, so the max balance limit & monthly transfer in limit for all the wallets will be Rs. 10000. The exception is Paytm which offers an option to increase the limit to Rs. 100,000 if you submit your KYC documents. For more details, refer to https://paytm.com/blo...c/

Citrus – Max withdrawal limit per month & per transaction – Rs. 3,000
No withdrawal fees. Any withdrawals over Rs. 3000 will be transferred to your initial payment mode (Used to add money to the wallet) instead of your bank account.

Shmart – Max withdrawal limit Rs. 2500 per day.
Doesn’t seem to have any withdrawal fees at this time.


I can not transfer my 2500 from my shmart wallet to bank please help

Error showing no content to display

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@dd2014 wrote:

I can not transfer my 2500 from my shmart wallet to bank please help
Error showing no content to display


I’m getting the same error. Try after some time or contact their CC https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

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Guys
wanted to know, are there any tax implications from transferring from wallets like PayU, Pockets, etc. to bank account?
Thx.

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“@CrazyTroll ":http://www.desidime.com/users/...34 You were right. now i’m not able to edit the thread.

within this week i’ll create the excel file . & Will ask @admin to help me to edit the thread.

@dd2014 @ashu45 @bagdimer @esakki raja @DealSeeker
I’ve received reply from PayuMoney. I was right about cc top up https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif

https://i.imgur.com/1lELlzH.png

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When I’m trying to transfer Rs.1000 to my bank, it shows “Sorry, you cannot initiate a transfer right now. Please try after a few days..” error. I have added my bank details before few days. Is there any minimum number of days to wait before we can transfer to that account after adding it to Payumoney? Can anyone help me? https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif

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@gurucoupon I have created a Google Sheet with the following changes (1) modified and rearranged headers for consistency, (2) added new wallets, (3) added some notes to highlight hidden clauses, and (4) formatted for better presentation/accessibility.

See: https://docs.google.com/spreadsheets/d/1vxTJ7tm...

If you find this okay, please let me know and I will add you as an “editor” to the Google Sheet (check PM) so you can keep adding new information or make changes. Also, please clarify if I should get the non-tabulated data in your first post replaced with a link to this Google sheet or get that data moved to a different post for record purposes so as to avoid confusion.

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"@VaibhavJain":http://www.desidime.com/users/280639 wrote:

Paytm
deducts 4% as charge.
Minimum – 2000 https://cdn0.desidime.com/Placeholders/No-Image-Available.png

lol

Missing