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Help me understand HDFC Credit Card bill statement.

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a.kabeer31837

What’s the current outstanding?
In ICICI card there’s a clear option which says current outstanding.
https://cdn0.desidime.com/attachments/photos/647989/medium/708696661-DFB658-9105-4709-92-F5-8-FC58-FA4767-F.jpg?1604547340

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Deal Subedar Deal Subedar
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You can get the current outstanding by subtracting available credit limit from the total credit limit

Deal Cadet Deal Cadet
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Thanks.

Deal Lieutenant Deal Lieutenant
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bro, It is clearly mentioned as ‘Total Outstanding Authorization Amount’. This is current outstanding only.

Deal Cadet Deal Cadet
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Thanks. Ya I saw that but I’m confused with so much info. I don’t think I credited that much amount and debited that much.
Whenever I make any transaction both credited and debited amount goes up. I don’t know what’s going on.

Do you know how can I change my billing cycle?

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Deal Newbie Deal Newbie
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Actually in HDFC, the Total Outstanding Authorization Amount is the amount for a transaction that does not yet appear on your unbilled transactions list. Normally it takes a couple of days for a charge to appear in the unbilled statement in netbanking. So it’s not the same as current outstanding in ICICI which is the total amount outstanding.

Deal Cadet Deal Cadet
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I figured.
In my case I think it’s 16k emi.

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