Help , Need Urgent Help for Bike Insurance,

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Deal Lieutenant
Papi-Manushya

My father called me just now that his Scooty insurance is expiring today, is there any way to do online bike insurance? Is it safe to do online bike insurance, My friend is saying if you do online Comprehensive insurance you won’t get any claim because the company will do the insurance without inspection.

Previous insurance was done by New India insurance and it cost him 1765 rs for 1 year with 38500

but online I am checking it’s costing 4089 for 3 years with the ₹ 44,304 IDV

Please give me a suggestion because today is the last day

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Deal Lieutenant Deal Lieutenant
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yaar godigit se to door hi rehna. acko hi option ha. kra lo uncle araam se hi chlate honge. agli baar timley kra lena with some good company.

Deal Lieutenant Deal Lieutenant
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kukdookoo wrote:

yaar godigit se to door hi rehna. acko hi option ha. kra lo uncle araam se hi chlate honge. agli baar timley kra lena with some good company.

1 saal ka karau ya 3 saal ka… Uncle aaram se hi to nahi chalate yahi problem hai bhai.. ACKO ka

Deal Lieutenant Deal Lieutenant
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Papi-Manushya wrote:

1 saal ka karau ya 3 saal ka… Uncle aaram se hi to nahi chalate yahi problem hai bhai.. ACKO ka

Uncle aaram se hi to nahi chalate yahi problem hai bhai
vin diesel ke fan lagte ha

1 saal ka kra lo 22g, mehenga padega par koi baat nahi

Deal Lieutenant Deal Lieutenant
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Policybazaar se karo, GMP bhi badh jayega stuck_out_tongue_closed_eyes

Deal Lieutenant Deal Lieutenant
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rockingneo wrote:

Policybazaar se karo, GMP bhi badh jayega stuck_out_tongue_closed_eyes

IDV is under 30K in policy bazar

Deal Lieutenant Deal Lieutenant
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https://cdn0.desidime.com/attachments/photos/722909/medium/IMG_20211113_203115.jpg?1636815734Above one is from kotak insurance https://cdn0.desidime.com/attachments/photos/722911/medium/IMG_20211113_203120.jpg?1636815761
this one from Acko,, Which one i should do

Delhi Capitals Delhi Capitals
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Since it hasnt expired till now you can renew your policy at the previous insurers website itself. Even if you renew with a different insurer online there wont be any issues with claim since there wont be any break in insurance if you renew today.

Deal Lieutenant Deal Lieutenant
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igen wrote:

Since it hasnt expired till now you can renew your policy at the previous insurers website itself. Even if you renew with a different insurer online there wont be any issues with claim since there wont be any break in insurance if you renew today.

But its asking 1800 rs with previous insurer

Community Angel Community Angel
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The best hassle-free service is from Lombard (with good idv too). Many cashless garages and max settlement ratio. But on the pricing front it can be bit high too (for the services offered). Can go with NIA, if pricing is any deterrent (you’ll know the difference at the time of claim, if it happens at all). Would have suggested others if the chances of claim were next to NIL.

Deal Lieutenant Deal Lieutenant
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deb3l wrote:

The best hassle-free service is from Lombard (with good idv too). Many cashless garages and max settlement ratio. But on the pricing front it can be bit high too (for the services offered). Can go with NIA, if pricing is any deterrent (you’ll know the difference at the time of claim, if it happens at all). Would have suggested others if the chances of claim were next to NIL.

Lombard looks a bit attractive, I can also claim GST in it

Delhi Capitals Delhi Capitals
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I have recently done bike insurance even after previous policy expired. From Acko Insurance through Amazon app. Their IDV is much better than others. Already have two bike insurances with them.

Community Angel Community Angel
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Papi-Manushya wrote:

Lombard looks a bit attractive, I can also claim GST in it

Yeah.. sure thing. Just check with them if they can ensure NCB 50% as you’re doing it before due date. (That part may need a bargain)

Deal Lieutenant Deal Lieutenant
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tappukepapa wrote:

I have recently done bike insurance even after previous policy expired. From Acko Insurance through Amazon app. Their IDV is much better than others. Already have two insurances with them.

So without inspection how could they give u a claim.. suppose u have some previous damage to the bike and after the policy, u can include it in the new damage

Delhi Capitals Delhi Capitals
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Papi-Manushya wrote:

So without inspection how could they give u a claim.. suppose u have some previous damage to the bike and after the policy, u can include it in the new damage

They have no inspection policy i think. Never claimed (Needed to claim) insurance from previous insurer ICICI Lombard and current Acko.

Deal Lieutenant Deal Lieutenant
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deb3l wrote:

Yeah.. sure thing. Just check with them if they can ensure NCB 50% as you’re doing it before due date. (That part may need a bargain)

It’s 1502 in ICICI with 32000 IDV ..Acko is giving in 1400 with 44000 IDV. which one u prefer please give me idea

Deal Lieutenant Deal Lieutenant
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tappukepapa wrote:

They have no inspection policy i think. Never claimed (Needed to claim) insurance from previous insurer ICICI Lombard and current Acko.

That’s Great, Thinking of it too

Delhi Capitals Delhi Capitals
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Papi-Manushya wrote:

That’s Great, Thinking of it too

Acko customer care is nice & helpful. You can call them in morning. As they insures expired insurance as well. blush

Community Angel Community Angel
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Papi-Manushya wrote:

It’s 1502 in ICICI with 32000 IDV ..Acko is giving in 1400 with 44000 IDV. which one u prefer please give me idea

Try to bargain a bit with icici and can suggest you to go with them. Heard many complaints recently from acko.

Rest is your choice.

Deal Cadet Deal Cadet
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Last year’s I purchased from amazon by acko. I have claimed the insurance for my activa, received the claim amount in 3days. Acko is best.

Deal Subedar Deal Subedar
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Papi-Manushya wrote:

Lombard looks a bit attractive, I can also claim GST in it

You shouldn’t claim GST for expenses pertaining to vehicles unless you are in car rental business or business related to vehicles

Deal Subedar Deal Subedar
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kukdookoo wrote:

yaar godigit se to door hi rehna. acko hi option ha. kra lo uncle araam se hi chlate honge. agli baar timley kra lena with some good company.

godigit claim experience is good for me…
10 year activa..
total repair cost was 1500.
Service center asked to pay Rs 180 only, since it was a cashless claim.

Also got the feedback call for repair after 1 week.. Dad asked to renew the policy with godigit.

I am using goDigit for 2-wheeler and Acko for car.

Deal Lieutenant Deal Lieutenant
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makeourdeal wrote:

godigit claim experience is good for me…
10 year activa..
total repair cost was 1500.
Service center asked to pay Rs 180 only, since it was a cashless claim.

Also got the feedback call for repair after 1 week.. Dad asked to renew the policy with godigit.

I am using goDigit for 2-wheeler and Acko for car.

achi kismat ha aapki. godigit has bad reviews on all automobile forums

Deal Subedar Deal Subedar
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kukdookoo wrote:

achi kismat ha aapki. godigit has bad reviews on all automobile forums

check team-bhp.com… most of the people have giving good reviews there… It’s just like that people hardly write a post appreciating the good service. So mostly you will find bad reviews on higher numbers even if the overall experience is different.

https://www.team-bhp.com/forum/indian-car-loans...

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