Help needed regarding Health Insurance

43°
Deal Cadet
SastaRaju

So my dads insurance was tied up with bank (HDFC ergo) , Now the bank has terminated the relationship with HDFC and moved on to Bajaj Allianz . They are insisting me to transfer over Bajaj with no loss.

Should I take it ? Or move out of the bank ? Dad’s age is 65+

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Deal Subedar Deal Subedar
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You haven’t got much choice considering the age.

Deal Cadet Deal Cadet
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teriab33 wrote:

You haven’t got much choice considering the age.

I can move out of the bank and continue with ergo no issues

But cant seem to figure out which would be best

Deal Subedar Deal Subedar
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Ergo is best

Blogger Blogger
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Hdfc Ergo (optima restore) won’t port bank tie up group health policy. Also their maximum entry age is 65 age.

Deal Cadet Deal Cadet
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drjpatwa wrote:

Hdfc Ergo (optima restore) won’t port bank tie up group health policy. Also their maximum entry age is 65 age.

Can you please elaborate what you said couldnt get you

yes my plan is group health

Edit : pmed

Deal Cadet Deal Cadet
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These days if you get any hospital tratement done in cash it is 2x more expensive if the operation is done via insurance.

Insurance companies have negotiated very good rates

Deal Cadet Deal Cadet
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Ask bank to Port as per bank linked insurance provider. It is best option in order to get continuitie benefit.

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SastaRaju wrote:

Can you please elaborate what you said couldnt get you

yes my plan is group health

Edit : pmed

Check that thread & read post of 7 days before. 1 dimer had same query as urs – Bank tie-up group health Insurance & then tie-up broken.

Missing