Help needed regarding Health Insurance

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Last Comment 2021-01-13

2021-01-12

So my dads insurance was tied up with bank (HDFC ergo) , Now the bank has terminated the relationship with HDFC and moved on to Bajaj Allianz . They are insisting me to transfer over Bajaj with no loss.

Should I take it ? Or move out of the bank ? Dad’s age is 65+

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https://www.desidime.com/discussions/help-needed-regarding-health-insurance-677b5832-c0f5-40f3-a102-ec1a8e5919d4?page=1#post_7304922

teriab33

2021-01-12

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You haven’t got much choice considering the age.

https://www.desidime.com/discussions/help-needed-regarding-health-insurance-677b5832-c0f5-40f3-a102-ec1a8e5919d4?page=1#post_7305051

EkdamSastaRaju

2021-01-12

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I can move out of the bank and continue with ergo no issues

But cant seem to figure out which would be best

https://www.desidime.com/discussions/help-needed-regarding-health-insurance-677b5832-c0f5-40f3-a102-ec1a8e5919d4?page=1#post_7305110

AS007

2021-01-12

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Ergo is best

https://www.desidime.com/discussions/help-needed-regarding-health-insurance-677b5832-c0f5-40f3-a102-ec1a8e5919d4?page=1#post_7305478

drjpatwa

2021-01-13

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Hdfc Ergo (optima restore) won’t port bank tie up group health policy. Also their maximum entry age is 65 age.

https://www.desidime.com/discussions/help-needed-regarding-health-insurance-677b5832-c0f5-40f3-a102-ec1a8e5919d4?page=1#post_7305495

EkdamSastaRaju

2021-01-13

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Can you please elaborate what you said couldnt get you

yes my plan is group health

Edit : pmed

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https://www.desidime.com/discussions/help-needed-regarding-health-insurance-677b5832-c0f5-40f3-a102-ec1a8e5919d4?page=1#post_7305479

drjpatwa

2021-01-13

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Read last few posts in this thread. Same question & I gave answer there.

https://www.desidime.com/discussions/all-you-sh...

https://www.desidime.com/discussions/help-needed-regarding-health-insurance-677b5832-c0f5-40f3-a102-ec1a8e5919d4?page=1#post_7305605

Dealhunting

2021-01-13

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These days if you get any hospital tratement done in cash it is 2x more expensive if the operation is done via insurance.

Insurance companies have negotiated very good rates

https://www.desidime.com/discussions/help-needed-regarding-health-insurance-677b5832-c0f5-40f3-a102-ec1a8e5919d4?page=1#post_7305691

CostalWaves

2021-01-13

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Ask bank to Port as per bank linked insurance provider. It is best option in order to get continuitie benefit.

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