Help needed regarding Health Insurance

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Deal Cadet
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So my dads insurance was tied up with bank (HDFC ergo) , Now the bank has terminated the relationship with HDFC and moved on to Bajaj Allianz . They are insisting me to transfer over Bajaj with no loss.

Should I take it ? Or move out of the bank ? Dad’s age is 65+

9 Comments  |  
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You haven’t got much choice considering the age.

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teriab33 wrote:

You haven’t got much choice considering the age.

I can move out of the bank and continue with ergo no issues

But cant seem to figure out which would be best

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Ergo is best

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Hdfc Ergo (optima restore) won’t port bank tie up group health policy. Also their maximum entry age is 65 age.

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drjpatwa wrote:

Hdfc Ergo (optima restore) won’t port bank tie up group health policy. Also their maximum entry age is 65 age.

Can you please elaborate what you said couldnt get you

yes my plan is group health

Edit : pmed

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These days if you get any hospital tratement done in cash it is 2x more expensive if the operation is done via insurance.

Insurance companies have negotiated very good rates

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Ask bank to Port as per bank linked insurance provider. It is best option in order to get continuitie benefit.

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SastaRaju wrote:

Can you please elaborate what you said couldnt get you

yes my plan is group health

Edit : pmed

Check that thread & read post of 7 days before. 1 dimer had same query as urs – Bank tie-up group health Insurance & then tie-up broken.

Missing