help on bank dormant account

176°
Deal Subedar
iamshashikant

I have bank account is dormant from 2013. When I inquired about it. The balance around -400 now.  May be penalty charges are there. As per RBI rule dormant account don’t have to pay any  penalty charges as per rule. Does it affect cibil score?

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Deal Cadet Deal Cadet
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Bhai ye charge to dene padenge, agar activate karana h to, rbi k hisab se account dormant k charge nhi lagenge, kucch samay pehle dormant hone pe account dormant charge lagta tha wo nhi lagega, baki to dena hi padega, aur ek baat, cibil me fark nhi padega abhi to.

Deal Cadet Deal Cadet
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Can we close that account and open a new account in same bank (SBI) without paying that charges

Deal Lieutenant Deal Lieutenant
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Yes, you can open account at a different branch of the same bank.

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Deal Subedar Deal Subedar
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My friend had a very old account (minor) in Allahabad around 4-5 years back, now he lost his passbook, bank employees are saying they can’t help to find account. Anything can be done?

Deal Subedar Deal Subedar
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that same home branch can find in the EOD reports based on name itself

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Benevolent Benevolent
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Anyone Knows Min. Balance required for Indian bank saving account.
I checked my old account which is not used from a long time they are deducting ₹59 every month from past 4-5 months.
It has around ₹1500 there.

Benevolent Benevolent
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After 3 months bank is supposed to declare account as dormant and not charge

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