ZestMoney has incorrectly reported loan to CRIF and Experian where as that loan (credit line) which I used was closed last year itself and yet they kept reporting it incorrectly. It has tanked my credit score remarkably. Feel like suing them. Is there a way it can be rectified on a Fasttrack basis?
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You should have regularly checked your credit score every month to check for any irregularities.
ZestMoney is only a platform, it's BNPL partners lend/ issue money to customers. So check who the lender is, and contact the lender directly to rectify incorrect details and demand NOC to be issued to you.
I see you are using OneScore, you can raise dispute within the app, it will take you to Experian website to continue with your dispute.
If you have Noc mail to zest grievances and request them to correct the mistake. However it will take approx 30-90days for reflection
PS - if you don't have NOC first request them for NOC before pulling RBI gun on there head