https://www.desidime.com/discussions/help-zestmoney-incorrect-loan-in-crif-experian?page=1#post_9420259
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Help | ZestMoney incorrect loan in CRIF & Experian
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ZestMoney has incorrectly reported loan to CRIF and Experian where as that loan (credit line) which I used was closed last year itself and yet they kept reporting it incorrectly. It has tanked my credit score remarkably. Feel like suing them. Is there a way it can be rectified on a Fasttrack basis?
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https://www.desidime.com/discussions/help-zestmoney-incorrect-loan-in-crif-experian?page=1#post_9420981
You should have regularly checked your credit score every month to check for any irregularities.
ZestMoney is only a platform, it's BNPL partners lend/ issue money to customers. So check who the lender is, and contact the lender directly to rectify incorrect details and demand NOC to be issued to you.
I see you are using OneScore, you can raise dispute within the app, it will take you to Experian website to continue with your dispute.
https://www.desidime.com/discussions/help-zestmoney-incorrect-loan-in-crif-experian?page=1#post_9421100
If you have Noc mail to zest grievances and request them to correct the mistake. However it will take approx 30-90days for reflection
PS - if you don't have NOC first request them for NOC before pulling RBI gun on there head
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