high value transaction notice from icici bank
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There have been large transactions conducted in your Savings Account XXXX, which appear to be arising in the course of business activities. Such high transactions are generally done through Current Accounts and are not in accordance with the purpose of a Savings Account. We recommend that your business needs would be better served through a Current Account.
We request you to regularise operations in your above mentioned Savings Account and route such business transactions through a Current Account. You can open a Current Account by visiting any of the ICICI Bank Branches or through our online facility.
We value you as a customer. However, in case there is a delay in regularising the Savings Account and a similar transaction pattern is observed post 30 days of this notice, your Savings Account XXXX will be closed by ICICI Bank Limited (‘Bank’), without any further notice. This action of the Bank is in accordance with the Savings Account terms and conditions mentioned on the website.
We request you not to issue any cheque(s) from the account, since any such cheque(s) presented to us against the account, on or after the account closure date, will be returned with the reason ‘Account Closed’. We would also like to state that such dishonour/ return of cheque(s) by the Bank shall be at your own cost, including consequences and risks and the Bank shall not be liable or responsible for such dishonour/ return. Along with closure of your above Savings Account, we will also have to deactivate your Debit-cum-ATM Card and any other such services that you have availed against the above Savings Account. We request you to physically destroy your Debit-cum-ATM Card and any unused cheque leaf/ leaves that may be in your possession. Please arrange for the cancellation of any Electronic Clearance Service (ECS) or standing instructions given from the above Savings Account.
Furthermore, we reserve the right to debit any amount, which is payable by you from your above account, upon such closure. If the account does not have sufficient funds for the services provided by the Bank, you would continue to be liable to us for the payment of the shortfall amount. Any remaining balance in the above Savings Account, will be sent to your communication address in the form of a Banker’s cheque.
What should I do now??? please help
Damn , i also do a lot of transactions but most are transfers from one of my own bank account to another bank account(own) of other bank to take benefit of upi send money offers. Should i be worried too?
Omg
Agar transactions are less than 1crore and/or less than 50 entries in a year then koi tension nahi russia ghoomne jao.kuch bank ki limit isse thodi upar niche hogi.
My account got closed after the same email in december.
+1
It is a genuine threat. If you don’t want your account to be closed then i would suggest stop doing such transactions in your account.
I used to have a savings account in Kotak 811 which i used to load money via SBI debit card and transfer the same back to bank via imps and again repeating the same until per day transaction limit on the debit card was exhausted. I used to earn reward points in SBI debit cards for these. I had multiple debit cards also. I used to transact 125000 per day. After around 3 months i got a call from the branch manger of kotak bank citing the same reasons and asked me to stop continuing such transactions which i didn’t and they closed my account after that.
What happens to the balance when account is closed?
@NeverMind @DimeDime before closure do they return money?
After closure only
They will provide a cheque for that, in my case I was given 30 days time so I cleared everything.
@DimeDime @NeverMind can’t we open a new account later on are we blacklisted?
Same email received from ICICI Bank today… Don’t want to lost my 0 balance account….Kuch Youtubers Ne Kaha Tha Ki Khub Transaction Karo Offers Milenge…..Iss Chakar main baki banko main minimum balance bhi nhi maintained kar paya….Loot Gaye barbaad ho gaye re….
Credit Card bhi band hoga kya?
pockets Account bhi?
Only saving account jayega.
Give a reply
Dear ICICI bank I was happy to receive your mail about account closure, from past few years I want to close this useless ICICI account but not got time to visit branch now it is best time to get rid from such a shitty bank I want to close all my family members account also, for your kind information after getting your mail I opened account in IDFC bank got 3000 worth of Amazon Vouchers and unlimited atm withdrawals even on Non idfc ATMs your imobile app asks Rs.99 to verify beneficiary name while in idfc I can verify beneficiary name without paying a single penny mobile number updation facility is also there in their app, and they have a real toll free number unlike yours where I need to recharge over and above my unlimited recharge packs in VI, AIRTEL, BSNL etc, I think this a best time to move to a new age bank from useless bank like ICICI, Thanks for the compliment and giving me opportunity to close account online
Regards
is there any MAB requirement? If yes, what are that? Any conditions to get 3000 Agv?
Any other important factor to take a note?
Recently I had transferred my father’s money around 4~5 lakh to my account in 2 two days, will this be a problem? Also I do add money in paytm 50000rs just get 5000 cashback points (value50rs 
). Refund the wallet loaded to source.
The problem is imobile offer log dusre ke imbile app mein daily pasa bhej rahe hai cashback ke chakkar mein , @ op have you done imobile to imobile transactions?
Answer is in comments here
points not getting credited to hdfc platinum debit card
Please Visit
https://ddime.i...rX
One question regarding ICICI Bank.
Have one FD Zero balance bank account with ICICI. Had ₹2/- balance in account, but that is debited in the name of Debit card AMC. If I fund this account, will they deduct remaining AMC charges ?
Any idea dimers.
Definitely They Will Deduct
I Also Have Same Problem
MAINTAINING Zero Balance
i checked with one of icici executive he said bank does this whenever they find saving account is being used for business.
and one can open current account instead.
he advised you need to prove that this not used for business purposes and only for personal only
I received dhamki from CBI -
Dear Customer, due to non compliance of updation of KYC and Customer Profile, Debits will be Freezed in your accounts linked to CIF no.xxxxxxxxx from 01.04.2022, please contact Home branch for updation- Central bank of India
Just received call from ICICI officer & mentioned that you have voided saving account T&C…. Account will be closed in next 30 days & its Bank’s final decision…No anyone able to help you on this matter.
kya kiya bhai tume aise? and sunday bhi call karte hai aise issues ke liye?
Bank ki kami to hai nahi..icici me aisa kya khash hai.. main to use hi nahi karta kabhi.. soch raha band kar du.. faltu ka yearly atm charge ja raha.. and 10k block hai alag
ICICI RuPay Platinum debit card nahi rakhe ? monthly Rs100 profit toh hota, Amazon wallet load se.
Pure lifetime me jitna interest na mila hoga utma 1 month me jupiter etc se aa jata hai
jupiter ka upi aur debit ka offer claim krne ka koi way???
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Don’t do such transactions with the account in question.
Either choose a different bank or get a current account with icici