How to get Axis ACE credit card?

219°
Deal Newbie
mayank1509
Hello,

I am looking for a card that can give maximum cashback on offline purchase and bill payments.

How to get ACE credit card?
I don't see any option in Google Pay.

Is there any other card recommended?
Expiring In 21 days
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
36 Comments  |  
14 Dimers
  • Sort By
Generous Generous
Link Copied
sendhil.warrior304 wrote:

Try asking cc if you already hold any axis card

It won't work. Wait for the invite in GPay or else try via local branch.

Helpful Helpful
Link Copied

invite in gpay or upgrade of core cc like myzone.

Deal Cadet Deal Cadet
Link Copied
Kochiro wrote:

invite in gpay or upgrade of core cc like myzone.

I have myzone, Can I upgrade?
Deal Newbie Deal Newbie
Link Copied

I got axis ace offer on gpay recently after a long wait. Don't plan to take it as I recently took airtel axis cc which offers 10% on zomato swiggy compared to 4% of ace. Already have other cc for 1% on other spends so just 1% advantage on ace. Further LPG is also 10% on airtel axis compared to 5% of ace. The only advantage I see is 5% on mobile recharges. Opinions?

Benevolent Benevolent
Link Copied
WandereR wrote:

I got axis ace offer on gpay recently after a long wait. Don't plan to take it as I recently took airtel axis cc which offers 10% on zomato swiggy compared to 4% of ace. Already have other cc for 1% on other spends so just 1% advantage on ace. Further LPG is also 10% on airtel axis compared to 5% of ace. The only advantage I see is 5% on mobile recharges. Opinions?

Don’t look for opinion, since you are already happy with what you have.

For example I like having fk axis as it still gives 1.5% on government fees (NPS, tax etc) which ace doesn’t. Also offline it gives 1.5%, my offline cc txns are too less as most super markets have gv options. even bills are paid by amazon pay balance which is already 7% off, so I am happy to not have ace and don’t even care at this moment.

Deal Newbie Deal Newbie
Link Copied
Expand
Seinfeld wrote:

Don’t look for opinion, since you are already happy with what you have.

For example I like having fk axis as it still gives 1.5% on government fees (NPS, tax etc) which ace doesn’t. Also offline it gives 1.5%, my offline cc txns are too less as most super markets have gv options. even bills are paid by amazon pay balance which is already 7% off, so I am happy to not have ace and don’t even care at this moment.

How amazon pay balance is 7 percent off?

Benevolent Benevolent
Link Copied
Expand
datatransfer410558 wrote:

How amazon pay balance is 7 percent off?

cc:  @WandereR 

cc: @sendhil.warrior304
I use sbi cb card to buy agv from sbi gyftr portal where it is 2% off and 5% cb comes on the cashback card.

At HDFC smartbuy One can use:

Millennia DC to get 5+5-1.25 % for AGV via HDFC smartbuy.
Infinia @ 16.66-1.25 % 
etc...

Basically even if one uses whatever options he has to get amazon gv cheaper, it comes to better discount for billpay than ace.

Benevolent Benevolent
Link Copied
Expand
WandereR wrote:
+1. Can use this for prepaid rc/fastag everything? @Seinfeld

Prepaid recharges yes.

For fastag, I am not sure for other banks, icici fastag does give an option with some minimal charges for using amazon pay, still will be profitable via amazon pay.

I use apay bal for electricity bills, mobile recharges, DTH, train tickets, life insurances, health insurances etc. Even pay aquaguard amc using apay bal. Its a nice option available in most places.

Beacon Beacon
Link Copied
Expand
Seinfeld wrote:

cc:  @WandereR 

cc: @sendhil.warrior304
I use sbi cb card to buy agv from sbi gyftr portal where it is 2% off and 5% cb comes on the cashback card.

At HDFC smartbuy One can use:

Millennia DC to get 5+5-1.25 % for AGV via HDFC smartbuy.
Infinia @ 16.66-1.25 % 
etc...

Basically even if one uses whatever options he has to get amazon gv cheaper, it comes to better discount for billpay than ace.

My best option millennia credit card which comes 3.6 % on Amazon voucher
Benevolent Benevolent
Link Copied
Expand
sendhil.warrior304 wrote:
My best option millennia credit card which comes 3.6 % on Amazon voucher
Don't buy AGV with your millennia credit card, it already provides 5% for any amazon txns na. Use it direct on amazon for bills or whatever for 5% as long as it keeps giving.
Beacon Beacon
Link Copied
Expand
Seinfeld wrote:
Don't buy AGV with your millennia credit card, it already provides 5% for any amazon txns na. Use it direct on amazon for bills or whatever for 5% as long as it keeps giving.
now Amazon merchant comes as Amazon recharge for recharge will know only when next reward points credit comes
Benevolent Benevolent
Link Copied
Expand
sendhil.warrior304 wrote:
My best option millennia credit card which comes 3.6 % on Amazon voucher

Also I think on smartbuy using millennia CC is 5% smartbuy and 1% millennia cashpoints. -1.25% processing fees + gst, will be 4.5% effective discount.


Maybe I am wrong, do let me know if so.

Beacon Beacon
Link Copied
Expand
Seinfeld wrote:
Also I think on smartbuy using millennia CC is 5% smartbuy and 1% millennia cashpoints. -1.25% processing fees will be 4.75% effective discount.

Maybe I am wrong, do let me know if so.
I did not get 1% cashpoints yet for 3k voucher for smartbuy transaction, another 97k transaction 1% is not credited too, cc told they will credit points before statement date
Deal Newbie Deal Newbie
Link Copied
Expand
Seinfeld wrote:

cc:  @WandereR 

cc: @sendhil.warrior304
I use sbi cb card to buy agv from sbi gyftr portal where it is 2% off and 5% cb comes on the cashback card.

At HDFC smartbuy One can use:

Millennia DC to get 5+5-1.25 % for AGV via HDFC smartbuy.
Infinia @ 16.66-1.25 % 
etc...

Basically even if one uses whatever options he has to get amazon gv cheaper, it comes to better discount for billpay than ace.

I have been thinking about sbi cb card for a while now. Didn't bother as I had millennia and amz icici for the specific spends. But sbi cb seems better now that it's ≈7% for amz and 5% for all online. Thanks

Edit: Something to note is that Infinnia would be on specific redemption option, so not directly comparable.

Benevolent Benevolent
Link Copied
Expand
WandereR wrote:

Edit: Something to note is that Infinnia would be on specific redemption option, so not directly comparable.

Yes you are correct but still if you can't use on travels and half it for regular agv redemption, then also it will come to 7% discount.

My comment was basically to say.. why think of ace while there are loads of other options. Just use whatever you have best in hand.

Deal Subedar Deal Subedar
Link Copied

I had Ace but it was closed for commercial reasons. Not logged to wife's axis Bank mobile app and boom Ace is available for her. Lower limit but will be beneficial for me.

I am not sure what is Google Pay or axis algorithm for ace cards.

Deal Newbie Deal Newbie
Link Copied
Manitian wrote:

I had Ace but it was closed for commercial reasons. Not logged to wife's axis Bank mobile app and boom Ace is available for her. Lower limit but will be beneficial for me.

I am not sure what is Google Pay or axis algorithm for ace cards.

I have seen many women are getting notification. Looks like Gpay is biased. Haha

Deal Newbie Deal Newbie
Link Copied
Expand
Seinfeld wrote:

Don’t look for opinion, since you are already happy with what you have.

For example I like having fk axis as it still gives 1.5% on government fees (NPS, tax etc) which ace doesn’t. Also offline it gives 1.5%, my offline cc txns are too less as most super markets have gv options. even bills are paid by amazon pay balance which is already 7% off, so I am happy to not have ace and don’t even care at this moment.

How do you pay using Apay Gift vouchers at offline stores. Would like to know.

Deal Subedar Deal Subedar
Link Copied
Expand
John27 wrote:

I have seen many women are getting notification. Looks like Gpay is biased. Haha

No notification. CC was pre approved in mobile app.
Benevolent Benevolent
Link Copied
Expand
John27 wrote:

How do you pay using Apay Gift vouchers at offline stores. Would like to know.

I buy the GV from amazon whenever I am at stores like Spencers or more or shopper stop or pantaloons or trends or Bata etc. I hope you get the idea.

As already mentioned, in smaller shops I do use fk axis card which gives 1.5%

Deal Newbie Deal Newbie
Link Copied
Expand
Seinfeld wrote:

I buy the GV from amazon whenever I am at stores like Spencers or more or shopper stop or pantaloons or trends or Bata etc. I hope you get the idea.

As already mentioned, in smaller shops I do use fk axis card which gives 1.5%

Oh. I got it.So, you got 5% cashback on other merchant gift vouchers( spencees,trends and so on) ? 

replyuser
Click here to reply
Reply