How 5x reward point can be accured from HDFC infinia

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Deal Cadet
dimer_pk

HDFC infinia bl***dy waste card.
 
 Rent - surcharge
 utility - surcharge + 2000 rp/ month capped
 education - surcharge
 wallet load - surcharge
 grocery - 2000 rp / month capped
 fuel - surcharge
 
 what is the use of such nonsense card then? only for movie, online / offline shopping , dining.
 
 how can anybody will get 5x rp now?

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Deal Cadet Deal Cadet
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if somebody have infinia and think only for smartbuy use...such a chindi chori....i have monthly spend of 5-7 lacs in utility ...but everywhere surcharges....even having more than 22bank top cards....indusind pinnacle only giving good rewards

Critic Critic
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@dimer_pk If you have monthly spend of 5-7 lakhs in utility then it is commercial usage so most retail cards won't give even decent rewards on that. Get a business/commercial card.
Review Expert Review Expert
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Rent - surcharge
- Do you know any card that doesn't do that?

utility - surcharge + 2000 rp/ month capped
- 2000 RPs correspond to Rs 60000 utility spends a month. As others have said, if you are exceeding that, you are most likely a commercial user. Please get a business card for that.

education - surcharge
- There is a surcharge if you use intermediary apps. I pay school fees at zero surcharge directly from the school's website.

wallet load - surcharge
- Why does anyone want to do this anymore? Either use your CC directly or use UPI Wallets or UPI Lite.

grocery - 2000 rp / month capped
- Spending more than Rs 60000 a month on grocery? Either you live in a monstrous joint family or you are using it for commercial purposes. Get a business card instead.

fuel - surcharge
- Every card does that (except the cobranded fuel cards which have their own set of problems). They even refund the surcharge minus the GST.

You need to use more refined language and avoid using phrases like "bl***dy waste card", "nonsense card" if you want the DD community to help you.

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Benevolent Benevolent
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joy u forgot x1000000 flex points

Deal Cadet Deal Cadet
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did not understand

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Deal Cadet Deal Cadet
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lol. nobody uses infinia for these categories 😂 Only and ONLY SMARTBUY spends. first learn what the card offers and how to use it and then speak bad about any card.
Deal Cadet Deal Cadet
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if somebody have infinia and think only for smartbuy use...such a chindi chori....i have monthly spend of 5-7 lacs in utility ...but everywhere surcharges....even having more than 22bank top cards....indusind pinnacle only giving good rewards

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Benevolent Benevolent
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Bro, via Smartbuy you can get up to 10X rewards ( max return 33%).

Hhs73eu85ey

Deal Cadet Deal Cadet
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if somebody have infinia and think only for smartbuy use...such a chindi chori....
give some idea to get rewards / cashback on utilities 5-7lac + / every month

Flame Flame
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Best part is you can sell your reward points at 80 paisa

Deal Cadet Deal Cadet
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how?

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Flame Flame
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If you want to sell let me know

Deal Cadet Deal Cadet
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yes please...

Deal Subedar Deal Subedar
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How to get infinia? LTF possible? Few of my friends have but their salary is very high. Any other way, can we say closing account  then they will give?


Deal Cadet Deal Cadet
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after regalia they upgrade usually...festive season coming...keep eye on that

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Review Expert Review Expert
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Rent - surcharge
- Do you know any card that doesn't do that?

utility - surcharge + 2000 rp/ month capped
- 2000 RPs correspond to Rs 60000 utility spends a month. As others have said, if you are exceeding that, you are most likely a commercial user. Please get a business card for that.

education - surcharge
- There is a surcharge if you use intermediary apps. I pay school fees at zero surcharge directly from the school's website.

wallet load - surcharge
- Why does anyone want to do this anymore? Either use your CC directly or use UPI Wallets or UPI Lite.

grocery - 2000 rp / month capped
- Spending more than Rs 60000 a month on grocery? Either you live in a monstrous joint family or you are using it for commercial purposes. Get a business card instead.

fuel - surcharge
- Every card does that (except the cobranded fuel cards which have their own set of problems). They even refund the surcharge minus the GST.

You need to use more refined language and avoid using phrases like "bl***dy waste card", "nonsense card" if you want the DD community to help you.

Deal Cadet Deal Cadet
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Desidime is known for looting the deals / get anormous benefit within the limit of fair usage.
 my intention was to get more benefit in this tough situation where credit card capping and usage is forcely reatricted which must not be giving previous joy of rewards.
 try to understand baby...lolz
 there is not the question of commercial card issuance & your gyan.
 the thing is i want to use 500000/ month...and wants to get 5x rewards as usual.is any innovative idea for that??? thats it if yes please suggest else no further gyan

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Cool Cool
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😂

Finance Mentor Finance Mentor
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Infinia is a timeless beauty. Pity, it's with some brainless people. 

Deal Cadet Deal Cadet
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if you have then certainly brain-less ..lolz

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