how credit card comapanies define groceries ,dining and departmental stores?

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Deal Newbie
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1.is it same for all credit cards?
2.are there are particular earmarked stores or all stores in city are included?

7 Comments  |  
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Deal Cadet
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I think by pos machine registration

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Deal Lieutenant
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They have their own list. You can find in their TnC

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Deal Subedar
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Merchant category code at the time of registration.

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Deal Newbie
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is this list is valid for all credit companies or only for citibank only, citibank have been kind enough to list it on their website but cant find the same for other bank like SBI or HDFC

also

what about online trsaction on bigbasket ? is it considered as grocery and companie like amazon which have seperate amazon pantry stores,

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Deal Cadet
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This categorisation is applicable for Visa and Mastercard irrespective of issuing bank. Check page number 2 for explanation.

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Deal Newbie
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Is category dineout it is specifically mentioned as discounted stores for mastercard and hence wont earn point for all dineouts?

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