how credit card comapanies define groceries ,dining and departmental stores?
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1.is it same for all credit cards?
2.are there are particular earmarked stores or all stores in city are included?
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They have their own list. You can find in their TnC
Merchant category code at the time of registration.
Using merchant category code. Exhaustive list of MCC can be found below:
is this list is valid for all credit companies or only for citibank only, citibank have been kind enough to list it on their website but cant find the same for other bank like SBI or HDFC
also
what about online trsaction on bigbasket ? is it considered as grocery and companie like amazon which have seperate amazon pantry stores,
This categorisation is applicable for Visa and Mastercard irrespective of issuing bank. Check page number 2 for explanation.
Is category dineout it is specifically mentioned as discounted stores for mastercard and hence wont earn point for all dineouts?
I think by pos machine registration