I just keep a maximum of 1 CC at a time
How do you keep track of CC Bill payments ?
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Some bank apps are good they show remaining bill due for the statement period in their app like axis, hdfc, amex. But for icici and some others I don't think such option is present, we have to manually calculate and in case of mutilple partial payments it becomes a bit more difficult.
How's are you guys doing it , Any app or easy way you are following ?
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I maintain a to-do list for each month in Microsoft todo for all my bills (not just cc bills)
I just tick items off as I pay them
I use my brain plus whatsapp...
Whatsapp me message yourself ka option hota h chats me, har mahine jis-2 cc ka bill ata rehta h , i note down in that chat using it as a notepad for all the things, due dates mjhe sb yad rhti h kb kiski h, i pay on time or b4 due date... Itna bhi mushkil nh h, dimag ka use kro, to ye faltu me apps wagera ki jrurat nh h, hum ne bs dimag ka use krna chhod dia h aj kal, we are dependent on apps...
What's the maximum no of cards you track with this method?
Excel, with columns CC name, due date, amount. Once statement generated enter amount. Once paid make the amount cell yellow, post payment credit to CC make cell green
"In Cred, I update my account whenever I pay from another party."
Samsung reminder functionality. It automatically fetch from Samsung messages and create a task with reminder. Never miss the single bill payment yet through these reminder task features.
How this thing wor
works?
Bhai are you able to transact using gostas card at utility and wallet load MCC merchants??
I've made a simple checklist of all the credit cards' names and have set the same bill generation date for all of them. I'm then paying them all on the same day, mostly on 30-31st or sometimes 1st, so I'm never confused if I have any pending dues or not. And whenever I pay any bill in advance, I tick it off from the list in my phone.
Since I'm using Mobikwik for the 1% cashback and have given it access to my Gmail, I also rely on it to quickly check the bill amount of all the cards, instead of searching for emails from different banks.
use cred. i also don't use it for payment only for bill checking
I maintain a excel and review them every 10 days, have around 20 credit cards and have arranged them in ascending order of bill date in a month and review them usually on 11th , 21st and first of every month or (+2,3 days) and check the statements for the corresponding set and pay them off.
doing since 2018, never missed a payment so far
Same here, I uploaded it to my drive so that it can be updated in real time any where anytime
Kept same bill genertion date for all cc
Using a Google spreadsheet to track the cc bill payments since the last two years. Make an easy format like the due date, due amount, reward points earned, etc and visit that spreadsheet twice a week.
I use an Expense Manager + Excel sheet. Best to keep checking application also
if you have multiple card then synchronise statement dates of all your CCs.
@Vijay_Thalapathy ... I had shared this earlier but due to poor searching on this website, I'm unable to find my post.
You can prepare an Excel spreadsheet with details you would like to track, sharing a snapshot here of it and you can prepare one yourself :
Bill due 10k on 5th September
I paid 1000 10th aug
2000 19aug
4000 25aug
10k on due date..
Total paid 17k
Then what happens if
Scenario 1: In next bill, 5k only spends
Scenario 2: 15k only spends
Scenario 2: your due would be 8000 for 5th Oct
START PAY USING CRED THERE ARE NO OFFERS FOR CREDIT CARD BILL PAYMENT NOW.
I use "Easy bill Reminder" App.
Use Microsoft To do App
List all credit card due date (with repetition allowed monthly)
If u paid fully tick it
To track details payments details use excel sheet
Is Microsoft To do App any different from other check list apps? OMG, that excel sheet made my mind eating circles.
Timely Bills App for all bills. it needs to be manually updated (as we do in excel). but its reminder and recurring functionality is awesome
I too use this app , it's the modern solution
Imo.. Memories and pay, works the best .. have 8 cc .. axis, icici , hdfc , sbi .. with all different dates and partial payments .. or use Google keep ..
Or if app is preferred then ..
( cred or Cheq , Paytm , GPay , etc. can keep track for you .. )
Same here.
7 credit cards here.
Just Memorize.
I pay as soon as the bill generates.
Microsoft SMS Organizer tracks all CC & other Bill due dates in a separate tab as reminders. Used to work flawlessly until a UI update ruined it all - may be for my OP8, but still very handy.
Apart from that Google Sheets maintained weekly, helps track.
I feel this app has a bug now, last week I uninstalled after using for 1 year, I missed many OTP and due to which unable to proceed transaction
I pay up a bill as soon as I get the statement generated SMS. Have 5 CCs
cred...if paid some amount then cred has an option to deduct that paid amount from that particular cc
I use one note to write down all cc spends day by day & grand total all. My prefer billing cycle is 21th to 20th because this billing cycle gives one month rest to pay cc bills.
Excel, with columns CC name, due date, amount. Once statement generated enter amount. Once paid make the amount cell yellow, post payment credit to CC make cell green
I maintain a excel and review them every 10 days, have around 20 credit cards and have arranged them in ascending order of bill date in a month and review them usually on 11th , 21st and first of every month or (+2,3 days) and check the statements for the corresponding set and pay them off.
doing since 2018, never missed a payment so far
@Vijay_Thalapathy ... I had shared this earlier but due to poor searching on this website, I'm unable to find my post.
You can prepare an Excel spreadsheet with details you would like to track, sharing a snapshot here of it and you can prepare one yourself :