How has your experience been with Simpl?

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Last Comment 2022-11-22

2022-05-02

Hi,
I am thinking of signing up for Simpl for discounts it provides on medicines at 1Mg, Have always been suspicious of these Buy Now Pay Later apps as they are quite sketchy in their policies and can spoil one’s credit score due to some mistake on their part.
But with virtually all other offers on medicines going away, now I am considering it because we spend a significant amount on medicines for a family member.
Could you please share your experience or feedback about Simpl?

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https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418044

getready

2022-05-02

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When i applied for Simpl, there was no credit check but now they’re doing it (Experian/CRIF) and my experience has been good with them until now ( Offers + CC Repayment option w/o surcharges )

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418082

kshmr

2022-05-02

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CC repayment is a big plus. Any way for Simpl to bank account/ Az gv? My 2k is stuck in it.

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https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418063

Sudarshan61

2022-05-02

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overall good experience

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418083

beamchota

2022-05-02

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Nice..

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418091

romilq

2022-05-02

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I have used most BNPLs. Simpl is the best imo. I started with 500 rs. limit which is increased now to 14600 rs. in one year. I have used it for all kinds of discounts. Mostly I have used it on Netmeds for 8% discount upto 500 rs. That combined with Jiomart cashback and already lower prices on Netmeds compared to others was a total steal.

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418104

still_guessing

2022-05-02

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…well i dont have it but my wife has it and till now touchwood its good…

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418166

Dileep_kumar

2022-05-02

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Simpl is 2nd best in all paylater apps good ui u can pay back bill with cc

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8419216

Sudarshan61

2022-05-03

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which one is 1st

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https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418174

vkrmjeet

2022-05-02

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i think it is good
like it’s name it is really simple.

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418188

CITYZEN007

2022-05-02

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Good. Support is good too. Simple as name says. Offers used to be better, now ok. Repayment using any method.

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418205

avgn

2022-05-02

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It is very good. But 2 major flaws
1. No per txn limit set option
2. No way to unlink some merchants

Rest all good. Good customer support, good app UI. straightforward offers

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8419214

Sudarshan61

2022-05-03

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you can unlink..

go to app, More , my merchant (unlink button against each if your merchant ).

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https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418311

M.MAHI

2022-05-02

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Previously it was good
But this month, after bill generation on 1st May, Today I received UPI request directly on GPay which I haven’t done.

UPI request was received from – One Sigma Technologies Private Limited
Also it has been the account to which I have already paid.l via Gpay.
Also one thing to note that I haven’t enabled any kind of auto payment.

Anyone faced similar issue this month?

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418432

panchabhut

2022-05-02

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I am using it for more than a year now. Used it a lot for jiomart. Earlier offers were more. But overall experience is good. They initially gave a limit of 1.5K which has gradually increased to 20K.

I do not have any other BNPL except ICICI Paylater which has now become useless.

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8418675

ashu2

2022-05-03

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It’s very good, they will gradually increase the limit. Mine increased from 1k to 15k in 4 months..

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8419251

popeyemask

2022-05-03

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Pay with simpl and pay due bill from amex

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8419836

neo_t

2022-05-03

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I have been using simpl and lazypay since years.

Go for them eyes closed.

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8420494

Dealkitalash

2022-05-03

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Any negative impact of hvng these paylater cards?

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8427823

neo_t

2022-05-06

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No.

I built my credit score using only paylater apps like simpl,lazypay and olamoney over last 3-4 years. (had 860/900 experian and 790-810/900 cibil)

Never had credit card before october 2021, I have applied for every bank’s card since october 2021, and im getting all approved because of good score ( only kotak and yes rejected, but kotak approved later)

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8488954

solarisx21

2022-06-02

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I have started using it. One change that I have noticed is that discounts available via Simpl have gone down by 50% in the past 2 months.

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8523211

naamkyahai52586

2022-06-21

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Anyone can help in Simpl to bank. No billpay option available

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8574275

kipte.khoka

2022-07-17

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Does millennia accrue points on Simpl Bill Payment?

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8574595

chota_chattri

2022-07-18

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I don’t use it much except zomato transactions but I’m not closing it since it doesn’t reflect in my cibil so no harm at all

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8693764

Harish.agarwal

2022-09-16

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who is banking partner of simpl

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8808815

syedabdulgafoor03211

2022-11-03

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Any idea who is

banking partner of simpl

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8884367

lhgeek

2022-11-21

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I am planning to get a simpl account for my wife. Can the simpl dues be repaid by a credit card?

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8888144

Pravnz

2022-11-21

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Yes, SBI CB CC gave 1% CB for me. I have stopped using Simpl as I don't see much offers on it now a days

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8884618

mojo_jojo123

2022-11-21

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I think yes we can pay simpl dues using credit card . Are they hitting / Checking Cibil now ?

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8888040

mojo_jojo123

2022-11-21

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When paying with CC , can we pay in parts ? Lets say if Simpl bill is 3000 can we pay as 1500x2 ?

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8890245

mojo_jojo123

2022-11-22

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Can some one confirm this ? I don't want to split bills in 2-3 months etc , but pay may be same day as 1500x2 instead of 3000 at once so that my amex requirement is fulfilled ?

https://www.desidime.com/discussions/how-has-your-experience-been-with-simpl?page=1#post_8890089

some1anywhere

2022-11-22

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My experience? Registered but did not immediately use the credit limit it assigned/did not pay with Simpl right away. When I went to use it a few weeks later, account blocked. They won't even tell why. Jerks. Idiots. Uninstalled.