How has your experience been with Simpl?

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Deal Cadet
solarisx21

Hi,
I am thinking of signing up for Simpl for discounts it provides on medicines at 1Mg, Have always been suspicious of these Buy Now Pay Later apps as they are quite sketchy in their policies and can spoil one’s credit score due to some mistake on their part.
But with virtually all other offers on medicines going away, now I am considering it because we spend a significant amount on medicines for a family member.
Could you please share your experience or feedback about Simpl?

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Mobile Guru Mobile Guru
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When i applied for Simpl, there was no credit check but now they’re doing it (Experian/CRIF) and my experience has been good with them until now ( Offers + CC Repayment option w/o surcharges )

Deal Subedar Deal Subedar
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overall good experience

Deal Lieutenant Deal Lieutenant
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getready wrote:

When i applied for Simpl, there was no credit check but now they’re doing it (Experian/CRIF) and my experience has been good with them until now ( Offers + CC Repayment option w/o surcharges )

CC repayment is a big plus. Any way for Simpl to bank account/ Az gv? My 2k is stuck in it.

Gujarat Titans Gujarat Titans
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I have used most BNPLs. Simpl is the best imo. I started with 500 rs. limit which is increased now to 14600 rs. in one year. I have used it for all kinds of discounts. Mostly I have used it on Netmeds for 8% discount upto 500 rs. That combined with Jiomart cashback and already lower prices on Netmeds compared to others was a total steal. 

Mobile Guru Mobile Guru
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kshmr wrote:

CC repayment is a big plus. Any way for Simpl to bank account/ Az gv? My 2k is stuck in it.

Not sure, never explored this angle

Deal Lieutenant Deal Lieutenant
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…well i dont have it but my wife has it and till now touchwood its good…

Trailblazer Trailblazer
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Simpl is 2nd best in all paylater apps good ui u can pay back bill with cc

Hotshot Hotshot
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i think it is good
like it’s name it is really simple.

Commentator Commentator
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Good. Support is good too. Simple as name says. Offers used to be better, now ok. Repayment using any method.

Perfectionist Perfectionist
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It is very good. But 2 major flaws
1. No per txn limit set option
2. No way to unlink some merchants

Rest all good. Good customer support, good app UI. straightforward offers

Deal Subedar Deal Subedar
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Previously it was good
But this month, after bill generation on 1st May, Today I received UPI request directly on GPay which I haven’t done.

UPI request was received from – One Sigma Technologies Private Limited
Also it has been the account to which I have already paid.l via Gpay.
Also one thing to note that I haven’t enabled any kind of auto payment.

Anyone faced similar issue this month?

Critic Critic
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I am using it for more than a year now. Used it a lot for jiomart. Earlier offers were more. But overall experience is good. They initially gave a limit of 1.5K which has gradually increased to 20K.

I do not have any other BNPL except ICICI Paylater which has now become useless. 

Sunrisers Hyderabad Sunrisers Hyderabad
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It’s very good, they will gradually increase the limit. Mine increased from 1k to 15k in 4 months..

Deal Subedar Deal Subedar
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avgn wrote:

It is very good. But 2 major flaws
1. No per txn limit set option
2. No way to unlink some merchants

Rest all good. Good customer support, good app UI. straightforward offers

you can unlink..

go to app, More , my merchant (unlink button against each if your merchant ).

Deal Subedar Deal Subedar
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Dileep_kumar wrote:

Simpl is 2nd best in all paylater apps good ui u can pay back bill with cc

which one is 1st 

Deal Subedar Deal Subedar
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avgn wrote:

No way to unlink MMT blinkit Suprhttps://cdn0.desidime.com/attachments/photos/764647/medium/Screenshot_20220503-094542.jpg?1651551379

it can be unlinked on there respective app .

you can see that as note as well 😂

Perfectionist Perfectionist
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Sudarshan61 wrote:

it can be unlinked on there respective app .

you can see that as note as well 😂

I know that. Only netmeds can be. None other have option

Deal Subedar Deal Subedar
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Pay with simpl and pay due bill from amex

Critic Critic
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Dileep_kumar wrote:

I think slice

There is a major difference. Slice can really mess up your Cibil score. Simpl does not even reflect on Cibil.

Deal Newbie Deal Newbie
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getready wrote:

When i applied for Simpl, there was no credit check but now they’re doing it (Experian/CRIF) and my experience has been good with them until now ( Offers + CC Repayment option w/o surcharges )

how does cc repayment works?

Mobile Guru Mobile Guru
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coolxz wrote:

how does cc repayment works?

I mean to say, Repayment of Simpl dues via CC (You get reward points too)

Trailblazer Trailblazer
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panchabhut wrote:

There is a major difference. Slice can really mess up your Cibil score. Simpl does not even reflect on Cibil.

Thats in initial months only slice gives more offers than simpl

Trailblazer Trailblazer
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Sudarshan61 wrote:

Slice nopes…noways…Simpl is much better overall

Ya but in terms of offers im saying simpl offers r very limited present

Mumbai Indians Mumbai Indians
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I have been using simpl and lazypay since years.

Go for them eyes closed.

Deal Cadet Deal Cadet
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Any negative impact of hvng these paylater cards?

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