Hi,
I am thinking of signing up for Simpl for discounts it provides on medicines at 1Mg, Have always been suspicious of these Buy Now Pay Later apps as they are quite sketchy in their policies and can spoil one’s credit score due to some mistake on their part.
But with virtually all other offers on medicines going away, now I am considering it because we spend a significant amount on medicines for a family member.
Could you please share your experience or feedback about Simpl?
When i applied for Simpl, there was no credit check but now they’re doing it (Experian/CRIF) and my experience has been good with them until now ( Offers + CC Repayment option w/o surcharges )
overall good experience
getready wrote:When i applied for Simpl, there was no credit check but now they’re doing it (Experian/CRIF) and my experience has been good with them until now ( Offers + CC Repayment option w/o surcharges )
CC repayment is a big plus. Any way for Simpl to bank account/ Az gv? My 2k is stuck in it.
Nice..
I have used most BNPLs. Simpl is the best imo. I started with 500 rs. limit which is increased now to 14600 rs. in one year. I have used it for all kinds of discounts. Mostly I have used it on Netmeds for 8% discount upto 500 rs. That combined with Jiomart cashback and already lower prices on Netmeds compared to others was a total steal.
…well i dont have it but my wife has it and till now touchwood its good…
Simpl is 2nd best in all paylater apps good ui u can pay back bill with cc
i think it is good
like it’s name it is really simple.
Good. Support is good too. Simple as name says. Offers used to be better, now ok. Repayment using any method.
It is very good. But 2 major flaws
1. No per txn limit set option
2. No way to unlink some merchants
Rest all good. Good customer support, good app UI. straightforward offers
Previously it was good
But this month, after bill generation on 1st May, Today I received UPI request directly on GPay which I haven’t done.
UPI request was received from – One Sigma Technologies Private Limited
Also it has been the account to which I have already paid.l via Gpay.
Also one thing to note that I haven’t enabled any kind of auto payment.
Anyone faced similar issue this month?
I am using it for more than a year now. Used it a lot for jiomart. Earlier offers were more. But overall experience is good. They initially gave a limit of 1.5K which has gradually increased to 20K.
I do not have any other BNPL except ICICI Paylater which has now become useless.
It’s very good, they will gradually increase the limit. Mine increased from 1k to 15k in 4 months..
avgn wrote:It is very good. But 2 major flaws
1. No per txn limit set option
2. No way to unlink some merchantsRest all good. Good customer support, good app UI. straightforward offers
you can unlink..
go to app, More , my merchant (unlink button against each if your merchant ).
Dileep_kumar wrote:Simpl is 2nd best in all paylater apps good ui u can pay back bill with cc
which one is 1st
Sudarshan61 wrote:Som
No way to unlink MMT blinkit Supr
Sudarshan61 wrote:it can be unlinked on there respective app .
you can see that as note as well 😂
I know that. Only netmeds can be. None other have option
Pay with simpl and pay due bill from amex
Sudarshan61 wrote:which one is 1st
I think slice
Dileep_kumar wrote:I think slice
There is a major difference. Slice can really mess up your Cibil score. Simpl does not even reflect on Cibil.
getready wrote:When i applied for Simpl, there was no credit check but now they’re doing it (Experian/CRIF) and my experience has been good with them until now ( Offers + CC Repayment option w/o surcharges )
how does cc repayment works?
Dileep_kumar wrote:I think slice
Slice nopes…noways…Simpl is much better overall
panchabhut wrote:There is a major difference. Slice can really mess up your Cibil score. Simpl does not even reflect on Cibil.
Thats in initial months only slice gives more offers than simpl
Sudarshan61 wrote:Slice nopes…noways…Simpl is much better overall
Ya but in terms of offers im saying simpl offers r very limited present
I have been using simpl and lazypay since years.
Go for them eyes closed.
Any negative impact of hvng these paylater cards?
