How is HDFC Life Sanchay Par Advantage
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An HDFC employee is hell bent on pursuing my sister to enroll into HDFC Life Sanchay Par Advantage.
How is it? In my opinion it is not worth it. Still, I gotta ask you friends.
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https://www.desidime.com/discussions/how-is-hdfc-life-sanchay-par-advantage?post_id=10547029#post_10547029
These plans are for those who cant make Investments & Insurance differently. These plans are for those who doesn't wants to apply brains. Its always recommended NEVER MIX Investments & Insurance together.
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never take these plans. These traditional plans have 5-6% max return.
If you want insurance, go for pure health & term plan.
if you want guarantee investment, go for small bank fds, post office kvp, ppf. etc
if you can take some risk, invest in MF nifty 50.