How long will it take to repair credit score which dropped by 18 points?
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Recently, Bajaj finserv has ruined my CIBIL score by hard enquiry. Card got approved but I am not interested in bajaj Finserv, I was just checking if the card getting approved or not. Earlier my CIBIL was 750 but now 732.
I am very strick in bill payment, had never missed a single EMI or bill. In fact, some were paid in advance. I am thinking to apply for an unsecured credit card in next six month after building a solid CIBIL.
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Bro, I will not even take bajaj card of they provide over 1 Lakh limit. I was just not aware of the fact that CIBIL will be checked as it they mentioned pre-approved in the message that I had received from Bajak Finserv. I spend only for rewards not for spends like adha ghar ka kharcha on credit cards money & wait for salary.
Bajaj is like desidime dimers
Loot le loot le
Unless you choose the I submit button by providing your details, they can’t do a hard inquiry, there is a process… Which is why all banks and Fintechs send you these SMS and whatsapp messages or through FB multiple times so you give your name and other info and Pan for them to do a hard inquiry…
No point blaming BAjaj here, if OP was noob.. Agree with Vulcan
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If you were not interested ,there was no point in testing
bajaj wale to de denge kyuki loot’te sbse jada h