How many bank accounts do you guys have, and what are each of them for? Forgive me if this is a nosey question.

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Deal Cadet
XarterX

Was wondering how people on Desidime manage money.

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Entertainer Entertainer
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Ginti chaalu hai.. ( still counting … )

:D

Hotshot Hotshot
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10+
Hdfc, sbi, icici, axis, kotak 811 are for banking and offers
UCO,paytm,nsdl,jupiter(federal),Fi(federal),airtel payment bank,BOB etc 0 balance accs
for casual use like using amazon upi scratch card bug don’t want to use normal banks and make statement cluttery.

Helpful Helpful
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Tha to 25 plus.. ab shayad 13 14 honge.. 3 bank chhod sare paid wale band kara diye

Deal Cadet Deal Cadet
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Only 7

Glitterati Glitterati
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PNB- saving
Kotak 811- Bank Discounts
Paytm Payments Bank – For all transfers and regular usages.

Entertainer Entertainer
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xuseronline wrote:

Ginti chaalu hai.. ( still counting … )

:D

Jokes apart, I have only 2 saving accounts … one with ICICI and another at Kotak apart from company’s ICICI current Account.

Deal Lieutenant Deal Lieutenant
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Kitne paise mein yeh data bechoge , aisa koi contact mein hain kya.

Entertainer Entertainer
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Common-man wrote:

Kitne paise mein yeh data bechoge , aisa koi contact mein hain kya.

50-100 logo ke data se kitna paisa milega sir ji smile

Deal Cadet Deal Cadet
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tappukepapa wrote:

PNB- saving
Kotak 811- Bank Discounts
Paytm Payments Bank – For all transfers and regular usages.


Kotak 811- Bank Discounts

 —— WHAT BANK  discounts ?

Glitterati Glitterati
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third.i.financial.advisors wrote:


Kotak 811- Bank Discounts

 —— WHAT BANK  discounts ?

Grocery and shopping discounts on Amazon and Flipkart and big basket.

Deal Lieutenant Deal Lieutenant
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xuseronline wrote:
50-100 logo ke data se kitna paisa milega sir ji smile

Bhaiya yaha Rs 5 ke liye log apna data de dete hai , 50 logo ka Rs 25 bhi agar mile toh kya haraz hain. stuck_out_tongue_winking_eye

Entertainer Entertainer
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Common-man wrote:

Bhaiya yaha Rs 5 ke liye log apna data de dete hai , 50 logo ka Rs 25 bhi agar mile toh kya haraz hain. stuck_out_tongue_winking_eye

Bilkul sahi kha aapne sir ji smile

Entertainer Entertainer
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1)Union Bank of India(my bank got merged to this) : took for education loan, also have a savings account here. I maintain less balance in this account as it used for gpay and all.

2) HDFC : salary account. Use it’s netbanking to transfer money to the union Bank account for gpay purposes

I don’t think I can handle any additional accounts.

Deal Newbie Deal Newbie
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I use two. Don’t have any specific uses. I use one that has more money in it.

Deal Newbie Deal Newbie
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I only have one. I am looking to open a new one. Any suggestions? 

Star Star
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SBI, Paytm Payments bank, Fi Money, Equitas – My Accounts

Indian bank and Kotak 811 – wife’s accounts

IOB and SBI – Mom and Dad respectively.
IDBI – Joint account for daughter.

Deal Cadet Deal Cadet
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All nationalised banks except Bank of Maharashtra (because of their TERRIBLE MahaSecure app), and Punjab & Sind Bank because their net income (profits), revenue (turnover) are down. Amongst major private banks, ICICIHDFC, Kotak only. Also have Karnataka Bank. Axis I avoid because they’re greedy and chor – I am scared of hidden, unexplained, irreversible charges from Axis, have seen some horror stories of charges for everything. Better to take only their cc. Federal (Jupiter & Fi). IndusInd Bank, IDFC, IDBI, Yes Bank – these 4 I am thinking of opening if they have some savings account types with minimum balance and minimum DC charges as long as I open FDs with them. And payment banks – NSDL, Airtel, Paytm. Total 18 I guess lol.

Deal Cadet Deal Cadet
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A to Z sunglasses

Helpful Helpful
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Only 4

SBI- My first account opened during college linked with my Dad’s

HDFC Classic- Used to use for all my transactions

Axis- Dont know Why I opened but cant close as have linked my Loan & MF to it

IDFC- My go to account now. Love the interface and easiness of it

Analyst Analyst
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some1anywhere wrote:

All nationalised banks except Bank of Maharashtra (because of their TERRIBLE MahaSecure app), and Punjab & Sind Bank because their net income (profits), revenue (turnover) are down. Amongst major private banks, ICICI, HDFC, Kotak only. Also have Karnataka Bank. Axis I avoid because they're greedy and chor - I am scared of hidden, unexplained, irreversible charges from Axis, have seen some horror stories of charges for everything. Better to take only their cc. Federal (Jupiter & Fi). IndusInd Bank, IDFC, IDBI, Yes Bank - these 4 I am thinking of opening if they have some savings account types with minimum balance and minimum DC charges as long as I open FDs with them. And payment banks - NSDL, Airtel, Paytm. Total 18 I guess lol.

How about the MAB of the PSU banks ? And what about the Debit Card AMC charges for those in general ?
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