How many Savings account do you have?

203°
Deal Cadet
urboss
Following the Credit card thread, this thread is all about Bank accounts. How many Savings (+Salary) account do you own and specifics if you want to share like pros & cons etc. Here's mine- SBI - Personal account. Zero balance. Opened at branch nearby home. 10+ yrs ago. Those form filling days smile Citibank - The very first salary account. Now got converted to basic zero Bal saving account. 10+ yrs old. HDFC - Again salary account, converted to savings with 10K min bal. Now again using it as a salary account. Premier banking. ICICI - Again salary account. Will be converted to a savings account with 10K Bal. BoB- Savings account, opened along with Home Loan. Found ICICI best overall out of these.
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
6 Comments  |  
5 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

Mine:
1. HDFC Bank – Salary account – HDFC is constantly sending mail for free upgrade to Preferred but confused whether it is worth. Faced one weird issue where the UPI stopped working (unable to send but able to receive) for 1 to 1.5 month. I had complaint to bank’s customer care, RM and even escalated the complaint but was not useful. At last raised issue in RBI ombudsman, got call directly from branch manager who was afraid (as per his voice) definitely due to the RBI complaint, issue got resolved in 3 working days after logging complaint in RBI
2. ICICI Bank – Zero balance account – had opened as youngsters account many years ago
3. SBI Bank – Savings account (don’t know if it is zero account) – had opened because the college said the nearest branch is of SBI and we would accept payment from same.

Deal Cadet Deal Cadet
Link Copied

My current employer also have tie up with StanC, which has some good joining offers. So, little confused should I go with existing HDFC or open a new one with StanC.
Looking forward to StanC reviews.

Tech Guru Tech Guru
Link Copied

Stan C -> Pure Love

Deal Cadet Deal Cadet
Link Copied

@urboss have all your salary accounts except the current one , got caught nverted to regular savings account automatically ?

I am asking about Icici and Hdfc 

Tech Guru Tech Guru
Link Copied

Union Bank of India -> My first bank

HDFC Bank -> My Salary Account

DBS Bank -> Tried Digi bank

IDFC Bank -> Last year, cashback ke lalach

SBI -> Must have account 

🙂


Generous Generous
Link Copied

SBI- First account in college 

ICICI- Opened because sbi upi was often down

PAYTM- Opened without thinking 

JUPITER- Attracted by free debit card n rewards + neobank

replyuser
Click here to reply
Reply