How Much SIP Should I Invest Monthly to Reach ₹2 Crore by Age 50?

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Generous
Rosh_0007
Admin

is there any calculation on it? please help/guide

My Senerio:

  • Current Age: 26
  • Goal Amount: ₹2 Crore
  • Investment Duration: 24 years (from 26 to 50)
  • Expected Returns: 10%, 12%, and 15% annually
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Deal Captain Deal Captain
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2 cr wil be worth a lot less in 50 years

Generous Generous
Admin
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in 24 year .. 2 crore value will be 40-50 L or less ?
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Deal Cadet Deal Cadet
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6k @ 12% but 2 Cr after 24 yrs is equal to 62 lakhs at 5% inflation.

Deal Captain Deal Captain
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And the "real" inflation is even higher than this 5%

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Deal Cadet Deal Cadet
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Assuming 6%-8% inflation, today's 2 crore worth will be approximately 8-12.5 Crore after 24years


  • For Expected 10% return:
    • 67k monthly sip for 8Cr
    • 105k monthly sip for 12.5cr
  • For expected 12% return:
    • 48k monthly sip for 8Cr
    • 75k monthly sip for 12.5cr

  • For expected 15% return:
    • 28.5k monthly sip for 8cr
    • 43k monthly sip for 12.5cr

Assuming Nirmala moves the LTCG to tax slab, she will take her cut of 30% on profit. So, we might need to factor that as well.

Deal Cadet Deal Cadet
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OP wants 2 Cr after 24 yrs
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Deal Cadet Deal Cadet
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@Rosh_0007 your age is 26? and married and having kids?

Generous Generous
Admin
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Yes bro.
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Deal Cadet Deal Cadet
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Desidime ipo coming soon... admins will have employees quota. Just pump it till 50years and dump when u want 2cr.

replyuser
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