how to achieve credit card spend target in 90 days?

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Deal Cadet
mysalemo771

Many of us are getting HDFC CC upgrades. Dines Club Black needs us to spend 1.5L in 90 days to enjoy the annual membership benefits. So please share your suggestions to achieve this spending apart from utility, insurance.

is buying gold using CC and selling it off for cash is a feasible and economical option?

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Deal Subedar Deal Subedar
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Buying and selling gold is not feasible cause there is always a difference in buy price and sell price

Deal Cadet Deal Cadet
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donate to Sri Ram Janam bhubhi kshetra trust

Deal Cadet Deal Cadet
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Make rent payments using cc.

Deal Cadet Deal Cadet
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meragoyou153 wrote:

donate to Sri Ram Janam bhubhi kshetra trust

I will contribute for sure, but not that rich to contribute in lakhs

Deal Cadet Deal Cadet
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if u r friends with a petrol pump owner or u know a fuel pump owner and if u r willing to bear 1% charge then swipe ur card at the pump, take cash from the owner..deposit the cash back in ur account… swipe for 50k

whenever i need cash, i do that, my friend gives me payment in 1 or 2 days..

Deal Newbie Deal Newbie
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mysalemo771 wrote:

Many of us are getting HDFC CC upgrades. Dines Club Black needs us to spend 1.5L in 90 days to enjoy the annual membership benefits. So please share your suggestions to achieve this spending apart from utility, insurance.

is buying gold using CC and selling it off for cash is a feasible and economical option?

Most people have empathy.

At wholesale B2B type outlets like Metro Cash & Carry, Best Price (Walmart) or even Dmart Bigbazaar on busy days, have often seen peoole help wach other out.
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Typical shopkeepers (who come to purchase there) even carry wads and wads of currency (50Kg flour, 15 litre oil × N quantity and what not).. soon bills go in excess of 5-6000.
If i am not having the Metro Cash&Carry card and ask someone to help, let me use theirs… often people let me bill under their name.
Some refuse or say that the bills are declared as business input (you pay GST).
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Same way, once someone wanted to meet some spends target or cashback or something and the wife nudged him. Two minutes after he accepted to let me bill under their Metro Card.. he even requested that can he pay via his own Visa card or wallet.. and took the cash (payment) from me.
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Obviously would look cheap if you stand near a bill desk for 3-4 hours. But not a bad idea to rotate between various outlets.
Especially on high footfall days.
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P.S.: i do not use credit cards, so not aware of the implications. But in general, any number of transactions should be okay, so long as the data reported by the card issuer and data from your tax returns match-up.

Deal Cadet Deal Cadet
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Don’t generate spends for milestones. You end up spending more than you can afford or get flagged by banks

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