How to apply for ICICI Platinum LTF credit card without Income Proofs?

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Deal_Freak

Hello Dimers,

I want to apply for ICICI Platinum credit card as it is a LTF credit card. I am not interested in any other ICICI credit card for reward points/lounge etc. as I want it purely for ICICI online shopping offers. I already have Amazon Pay ICICI Bank credit card but this credit card is excluded from most of the ICICI bank offers. I am not getting any option to apply on C2C basis through online. How should I apply for this credit card?

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Mobile Guru Mobile Guru
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1. FD

2. Open Savings Acc & maintain min 20k MAB for few months to get Coral LTF (Some people got the LTF offer even while holding Apay CC)

Deal Cadet Deal Cadet
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getready wrote:

1. FD

2. Open Savings Acc & maintain min 20k MAB for few months to get Coral LTF (Some people got the LTF offer even while holding Apay CC)

do they send pre approved mail ?  earlier I ised to get pre-approved offer on net banking but since I have taken Apay card they have stopped sending those offers been more than 2 years now 😵


Mobile Guru Mobile Guru
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Bob_The_Builder wrote:

do they send pre approved mail ?

I don’t exactly remember
But i got a call from the bank and this offer was visible via iMobile App (Instant Approval & card generation*)

Deal Cadet Deal Cadet
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Got a call from ICICI Bank and they have requested to visit branch for C2C application. Any other way to process C2C application online? I do not want to deal with any credit card agents because of past horrible experiences with Axis Bank agents. 

Deal Cadet Deal Cadet
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I have applied for ICICI Platinum credit card through ICICI website just now and got an Enquiry on my CIBIL as Personal Loan with amount 1.5 lakh. Is this normal or should I dispute this CIBIL entry?

Deal Newbie Deal Newbie
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if you already have a icici card then just call customer care and ask for another card with shared limit.. most of the time they don’t accept for platinum card, they will say only mmt card is available…

2nd option is get expression card by mobile banking or net banking by yourself

Deal Subedar Deal Subedar
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Deal_Freak wrote:

I have applied for ICICI Platinum credit card through ICICI website just now and got an Enquiry on my CIBIL as Personal Loan with amount 1.5 lakh. Is this normal or should I dispute this CIBIL entry?

That’s weird. They never do this

Chennai Super Kings Chennai Super Kings
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I m also facing the exactly  same situation holding Apay and sbi card . So  20 days before i went to icici bank and ask them for platinum card on card to card basis . He did the proccess and assured me as my cibil is 780 that i will get my card  and after 7 days i got msg that my application is rejected and i cant apply for next 6 months . Now i m trapped i cant even apply by any other methods. So based on my experiance dont go for card to card basis .  Dont know what to do next ☹

Deal Subedar Deal Subedar
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kushwahveersingh566825 wrote:

I m also facing the exactly  same situation holding Apay and sbi card . So  20 days before i went to icici bank and ask them for platinum card on card to card basis . He did the proccess and assured me as my cibil is 78 that i will get my card  and after 7 days i got msg that my application is rejected and i cant apply for next 6 months . Now i m trapped i cant even apply by any other methods. So based on my experiance dont go for card to card basis .  Dont know what to do next ☹

Since you already have Apay, just call the customer care and ask for any ICICI card. They will approve it for u. But not sure whether LTF platinum can be acquired. MMT platinum is confirmed to be issued. It only has 500 joining fee no renewal fee.

Deal Cadet Deal Cadet
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prem4998 wrote:

That’s weird. They never do this

Yes but it did happened. Will it affect my CIBIL history in the future?

Blogger Blogger
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Didn’t knew Apay ICICI card is excluded from every ICICI Bank offer!!! I was happy to get Apay ICICI card for ICICI Bank offer…Are u sure?

Deal Lieutenant Deal Lieutenant
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flawlessking wrote:

Didn’t knew Apay ICICI card is excluded from every ICICI Bank offer!!! I was happy to get Apay ICICI card for ICICI Bank offer…Are u sure?

Its excluded fron almost all mobile sales on both fk and az

Deal Subedar Deal Subedar
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Deal_Freak wrote:

Yes but it did happened. Will it affect my CIBIL history in the future?

No, enquiries don’t have any effect in future. Do not worry

Chennai Super Kings Chennai Super Kings
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prem4998 wrote:

No, enquiries don’t have any effect in future. Do not worry

Cibil enquiries more than one time in a month decrease your cibil by 1 point offcourse that is not significant but I m telling you bcz of the fact . Source – bank official

Chennai Super Kings Chennai Super Kings
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flawlessking wrote:

Didn’t knew Apay ICICI card is excluded from every ICICI Bank offer!!! I was happy to get Apay ICICI card for ICICI Bank offer…Are u sure?

yes it is excluded for nstant cashback from everywhere  even from amazon who itself issue this card. Atlease if they have cobranded with icici then apay should be valid on amazon for instant cashback. Dont know why they are amazon pay is excluded everywhere 😑.

Deal Cadet Deal Cadet
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I have banking relationship with ICICI for approx 2 years & maintaining very good bank balance but not pre-approving any ICICI credit card. Also talked to branch staff, he told no pre approved offer available in your account. I requested him process C2C but he denied. I will write email to ICICI for closing account, I am not getting benefits. ICICI call me for personal loans, creating FD but not for offering credit cards.

Chennai Super Kings Chennai Super Kings
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prem4998 wrote:

Since you already have Apay, just call the customer care and ask for any ICICI card. They will approve it for u. But not sure whether LTF platinum can be acquired. MMT platinum is confirmed to be issued. It only has 500 joining fee no renewal fee.

i have called them multiple times they always say that platinum chip card cant be given on the basis of amazon pay . They provide other cards but i dont want any paid card anymore . I want platinum card for instant cashback offer on various sites so i dont want to pay fee for that 

Deal Subedar Deal Subedar
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Please check this thread in case you haven’t already, might be relevant.

Deal Subedar Deal Subedar
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kushwahveersingh566825 wrote:

i have called them multiple times they always say that platinum chip card cant be given on the basis of amazon pay . They provide other cards but i dont want any paid card anymore . I want platinum card for instant cashback offer on various sites so i dont want to pay fee for that 

Get MMT Platinum and pay one time fee if 500 and get 500 back as MMT cashback. Effectively it’s also LTF

Deal Subedar Deal Subedar
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Mufasa wrote:

I have banking relationship with ICICI for approx 2 years & maintaining very good bank balance but not pre-approving any ICICI credit card. Also talked to branch staff, he told no pre approved offer available in your account. I requested him process C2C but he denied. I will write email to ICICI for closing account, I am not getting benefits. ICICI call me for personal loans, creating FD but not for offering credit cards.

One fine day you may get Sapphiro. Just do transactions and maintain high balance. Happened to me.

Deal Subedar Deal Subedar
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kushwahveersingh566825 wrote:

Cibil enquiries more than one time in a month decrease your cibil by 1 point offcourse that is not significant but I m telling you bcz of the fact . Source – bank official

It will but they don’t have any effect in future. The score will get back to normal in a month or two. Secondly, don’t trust bank officials in this case.

Chennai Super Kings Chennai Super Kings
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prem4998 wrote:

Get MMT Platinum and pay one time fee if 500 and get 500 back as MMT cashback. Effectively it’s also LTF

bro u missed 90 gst.

Deal Lieutenant Deal Lieutenant
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getready wrote:

1. FD

2. Open Savings Acc & maintain min 20k MAB for few months to get Coral LTF (Some people got the LTF offer even while holding Apay CC)

whats the benefit of coral to Platinum CC?

Mobile Guru Mobile Guru
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maddydilip wrote:

whats the benefit of coral to Platinum CC?

There’s no lounge access (Airport + Railway) and 25% discount on movie tickets with BMS and Inox (Useless IMO, prev there used to be flat 100 off and B1G1) for Platinum CC

Critic Critic
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Mufasa wrote:

I have banking relationship with ICICI for approx 2 years & maintaining very good bank balance but not pre-approving any ICICI credit card. Also talked to branch staff, he told no pre approved offer available in your account. I requested him process C2C but he denied. I will write email to ICICI for closing account, I am not getting benefits. ICICI call me for personal loans, creating FD but not for offering credit cards.

You missed out on all the extra interest rate you could have gotten from other banks for all that time so even if you save a few thousand by using icici card it will still be an overall loss situation for you.

Deal Newbie Deal Newbie
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getready wrote:

1. FD

2. Open Savings Acc & maintain min 20k MAB for few months to get Coral LTF (Some people got the LTF offer even while holding Apay CC)

will this work for mine account?

Mobile Guru Mobile Guru
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Kochiro wrote:

will this work for mine account?

I don’t see any reason why it shouldn’t ( Worked with pockets zero-balance savings acc, can confirm this!)

Sunrisers Hyderabad Sunrisers Hyderabad
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Any way to get ICICI Amazon pay card with out income proofs?

Critic Critic
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Jeevan16 wrote:

Any way to get ICICI Amazon pay card with out income proofs?

Depends on your luck, if system thinks your application is eligible without income proof then it will not ask else it will ask for income proof.

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