Hot Deal How to avoid UPI Charges (here you get your answer)

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Deal Captain
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How to avoid UPI Charges (here you get your answer) -

Well, We all know Amazon, Paytm etc give send money or scan & Pay UPI offer

but recently HDFC, KOTAK, Axis & ICICI start charges for UPI transfer and only monthly 20 P2P UPI transfer FREE but unlimited times FREE for merchant UPI and merchant UPI QR (merchant scan & Pay) transaction

1) Here you get your answer How to avoid scan & Pay charges for HDFC, KOTAK, Axis & ICICI customer ?

you already know merchant UPI and merchant UPI QR transaction is unlimited times FREE

so, HDFC, KOTAK, Axis & ICICI customer Pay to any merchant UPI QR code, no charges applicable, unlimited times FREE.

collect your scan & Pay UPI offer and Enjoy.

2) How to avoid Send Money charges for HDFC, KOTAK, Axis & ICICI customer to utilize Amazon, Paytm Send Money offer etc -

Well, this trick work only for few offers -

if you have Phonepe merchant account, Paytm merchant account, GooglePay merchant account, Bharatpe merchant account, BHIM UPI merchant account or any other UPI apps merchant account then you can easily find your merchant UPI ID.

For Example – Paytm merchant account UPI ID is “Pay(your register mobile number)@Paytm”

Phonepe merchant account UPI ID is [email protected]

Bharatpe merchant account UPI ID is “bharatpe.(your Bharat ID number)@ICICI” or “bharatpe.(your Bharat ID number)@yesbank”

GooglePay merchant account UPI ID is “(your register mobile number)@okbizaxis”, “(your register mobile number)@okbizhdfc”, “(your register mobile number)@okbizsbi” or “(your register mobile number)@okbizicici”

How to find your merchant UPI ID – open GooglePay app, scan your merchant UPI QR Bar code, you will see your merchant UPI ID.

Now open Amazon, Paytm etc app, enter your merchant UPI ID on send money option and directly send money to your own merchant UPI ID and collect your offer.

Enjoy.

Note - Other banks currently no charges for P2P UPI transfer and P2P UPI QR transfer except PMJDY account holder

I think PMJDY account holder get only 4 transaction monthly FREE (ATM cash withdraw, UPI, debit card transaction combined).

Deal Wiki

New Update - HDFC, Axis & ICICI bank reversed UPI charges

Update -

CBDT has issued Circular no. 16/2020 on 30th August, 2020 advising banks to immediately refund the charges collected, if any, on or after 1st January, 2020 on transactions carried out using the electronic modes prescribed under section 269SU of the Income-tax Act,1961. Banks are also advised not to impose any charges on any future transactions carried through these prescribed modes.

https://cdn0.desidime.com/attachments/photos/634197/medium/6894192qwSoLjC.jpg?1598805147

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Another trick to loot daily Amazon send money & Amazon scan & Pay offer and avoid UPI Charges-

if you have ICICI Credit card then send money to your ICICI credit card bill payment and scan & Pay QR code.

send money UPI ID -

Make UPI payment through any UPI-enabled app/ Bharat Interface for Money (BHIM) app to ICICI Bank Virtual Payment Address (VPA): ccpay.<16-digit Credit Card number>@ icici (For ICICI Bank American Express Cards, prefix ‘0’ with Credit Card number).

For example – [email protected]

scan & Pay QR code -

https://www.icicibank.com/online-services/scan-...

Some dimers already used this trick

115 Comments  |  
41 Dimers
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I have icici but no such charges.. Is this because of salary account?

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Are there any charges for transactions done using UPI for ICICI bank?
As fast as I know it doesn’t.

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AtulAggarwal wrote:

I have icici but no such charges.. Is this because of salary account?

ICICI has just declared that they have started the charges effective from 3rd May. It was not applicable earlier.

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I think DBS has no charges

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hdfc no charges

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This merchant thing only works for scan and pay right.for send we have no choice,right?

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panchabhut wrote:

ICICI has just declared that they have started the charges effective from 3rd May. It as not applicable earlier.

Where did you see? What are the charges? Please share the link

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rajarew wrote:

This merchant thing only works for scan and pay right.for send we have no choice,right?

open Amazon, Paytm etc app, enter your merchant UPI ID on send money option and directly send money to your own merchant UPI ID and collect your offer.

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any repercussions of opening merchant account in the future?

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For paytm payments bank how many free upi transfers  ?

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FIRESTORM wrote:

For paytm payments bank how many free upi transfers  ?

currently, no charges for Paytm bank customers, unlimited times FREE

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Paytm mobile [email protected] How it is merchant ID ? In paytm upi every customer gets same type UPI id

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drupal wrote:

Paytm mobile [email protected] How it is merchant ID ? In paytm upi every customer gets same type UPI id

My Paytm merchant account UPI ID is “Pay(register mobile number)@Paytm”

For example – if your mobile number is 1234567890 then your Paytm merchant UPI ID is “[email protected]

but i highly recommended, verify your merchant UPI ID before payment.

How to find your merchant UPI ID – open GooglePay app, scan your Paytm merchant UPI QR Bar code, you will see your merchant UPI ID.

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abhishek012 wrote:

My Paytm merchant account UPI ID is “Pay(register mobile number)@Paytm”

For example – if your mobile number is 1234567890 then your Paytm merchant UPI ID is “[email protected]

but i highly recommended, verify your merchant UPI ID before payment.

How to find your merchant UPI ID – open GooglePay app, scan your Paytm merchant UPI QR Bar code, you will see your merchant UPI ID.

How do I know paytm merchant UPI id pay mobile number @ paytm is invalid

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drupal wrote:

How do I know paytm merchant UPI id pay mobile number @ paytm is invalid

open GooglePay app, scan your Paytm merchant UPI QR Bar code, you will see your merchant UPI ID.

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I guess dimers should make this trending in twitter . #UPICharges smile smile smile smile smile

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abhishek012 wrote:

open GooglePay app, scan your Paytm merchant UPI QR Bar code, you will see your merchant UPI ID.

And merchant app sends money next day not same day biggest drawback how to get money same day

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drupal wrote:

And merchant app sends money next day not same day biggest drawback how to get money same day

I think Bharatpe merchant, instant credited.

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adrishya wrote:

any repercussions of opening merchant account in the future?

There should be, as these things are fraudulent in nature. Bhai I won’t mess with any banking system

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iamabhishek09875 wrote:

What about BOI UPI transaction limit ?

BOI UPI transaction limit or charges ?

BOI UPI transaction no charges, unlimited times free.

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So anyone used Kotak 811 for more than 20 times?

Missing