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How to Close SBI Simply Save Credit Card Successfully?

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Dimer of The Year 2020
rajrocks

The card is there in my SBI Card Portal https://www.sbicar...m/
I didn’t receive the upgraded card (new card number) so don’t have the full Credit Card number
Not using the card for more than a year.
The Annual fees is going to be charged in next to next week (4th week of dec 2021) and I want to close the same in next week (3rd week of dec 2021)
Necessary to take NOC/No Due Certificate before initiating the process?
I want to start the process tomorrow.

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Beacon Beacon
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Hi All,

Request you to call at 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (toll free) for your concerns- customer care executives are available 8 AM – 8 PM from Monday to Saturday.
Also you can write at [email protected].

Dimer of The Year 2020 Dimer of The Year 2020
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sricharangunda wrote:

@rajrocks I closed my simply save card two days back without asking any card details they closed my card on same day over call

how do u know its closed for sure?

Dimer of The Year 2020 Dimer of The Year 2020
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tenga wrote:

@rajrocks mail them your registered mobile or call them and verify and block, easy no problem
But my case is different

seeing ur case im a bit cautious.

Deal Lieutenant Deal Lieutenant
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u can dm them on twitter account. they r quite responsive their.

The Alpha The Alpha
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rajrocks wrote:

how do u know its closed for sure?

I am unable to do any transactions

Deal Captain Deal Captain
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I got SimplyClick Card as an additional one with SBI Prime Card. Instead of credit limit becoming double of the existing one (mentioned in the SMS), the current limit was split between the 2 cards.

1) Now, my query is whether I can choose to close only the Prime Card, and keep the SimplyClick Card?

2) If the answer to my 1st query is YES, then what will happen to my Credit Limit on the Prime Card? Will its CL get merged with the CL of SimplyClick Card?

Also, can any SimplySave CC holder let me know the Reward Points Redemption Scheme for Amazon GV, like how many points required to redeem a certain Amazon GV?

Under Prime Card’s Reward Points redemption scheme, it’s 20000 points for 2.5K & 40K for 5K worth of Amazon GV.

TIA.

Tech Guru Tech Guru
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UniqueDimer wrote:

I got SimplyClick Card as an additional one with SBI Prime Card. Instead of credit limit becoming double of the existing one (mentioned in the SMS), the current limit was split between the 2 cards.

1) Now, my query is whether I can choose to close only the Prime Card, and keep the SimplyClick Card?

2) If the answer to my 1st query is YES, then what will happen to my Credit Limit on the Prime Card? Will its CL get merged with the CL of SimplyClick Card?

Also, can any SimplySave CC holder let me know the Reward Points Redemption Scheme for Amazon GV, like how many points required to redeem a certain Amazon GV?

Under Prime Card’s Reward Points redemption scheme, it’s 20000 points for 2.5K & 40K for 5K worth of Amazon GV.

TIA.

You can close any of the card, and the limit will be merged with other card. You may have to specifically mention that to the representative. This is what I was informed by the care. I have similar situation to deal with but delaying due to other priorities.

Recently I redeemed my simplyclick rewards for Amazon voucher. 500/- voucher for 2k points

Deal Captain Deal Captain
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andromeda wrote:

You can close any of the card, and the limit will be merged with other card. You may have to specifically mention that to the representative. This is what I was informed by the care. I have similar situation to deal with but delaying due to other priorities.

Recently I redeemed my simplyclick rewards for Amazon voucher. 500/- voucher for 2k points

Thanks for the reply. 1st part of your reply is for me. But you interchanged the 2nd part. I wanted to know the Reward Points Redemption Scheme for SBI SimplySave, not SimplyClick. Because, if I see benefits in it, I’ll flip my card to SimplySave instead of closing the Prime Card.

Tech Guru Tech Guru
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UniqueDimer wrote:

Thanks for the reply. 1st part of your reply is for me. But you interchanged the 2nd part. I wanted to know the Reward Points Redemption Scheme for SBI SimplySave, not SimplyClick. Because, if I see benefits in it, I’ll flip my card to SimplySave instead of closing the Prime Card.

My bad, didn’t pay attention.

Simplysave redemption is same as prime card for Amazon gv. But instead you can take statement credit for 500 INR using 2000 points.

Deal Captain Deal Captain
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andromeda wrote:

My bad, didn’t pay attention.

Simplysave redemption is same as prime card for Amazon gv. But instead you can take statement credit for 500 INR using 2000 points.

For the Statement Credit, 99+GST is there. That’s not applicable for eGVs (read on DD itself). Hence, wanted to know about the Amazon eGVs.
Anyway, +KG for the efforts you put.

Tech Guru Tech Guru
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UniqueDimer wrote:

For the Statement Credit, 99+GST is there. That’s not applicable for eGVs (read on DD itself). Hence, wanted to know about the Amazon eGVs.
Anyway, +KG for the efforts you put.

I was told the redemption charges for every kind of redemption. Even with redemption charges for statement credit alone, it still fetches decent reward rate. Since most of my transactions are online, I found simplysave reward earn rate not that lucrative.

Deal Cadet Deal Cadet
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@rajrocks – Bro Please let us know how it goes once done, I also have simplyclick card but not being used much.

Dimer of The Year 2020 Dimer of The Year 2020
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sricharangunda wrote:

I am unable to do any transactions

any notification u got after call tht ur card is closed?

The Alpha The Alpha
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rajrocks wrote:

any notification u got after call tht ur card is closed?

I mailed them how many days it will take to remove from my cibil score they gave a reply like this https://cdn0.desidime.com/attachments/photos/727633/medium/Screenshot_2021-12-13-12-37-07-637_com.google.android.gm.jpg?1639379285

Tech Guru Tech Guru
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rajrocks wrote:

@andromeda @LIMBO @getready guys, any inputs?

I don’t remember doing anything special to close my simplysave card back in 2017. I called their care and gave closure request. To be sure , you can send them an email about the same. Check your cibil report after 3 months or so and ensure the card is not showing active.

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