How to convert Kotak Urbane Credit Card lifetime free?

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Post Tycoon
007vk

Can anyone help me in converting my Kotak Urbane Credit Card into lifetime free?

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There’s no official way (like HDFC). Can hope they convert your card to LTF upon card closure request (doesn’t happen all the time*). Anyways its just 15k/year for Annual fee waiver!

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