How to Increase Credit Card Limit ?

Kuch pta chale toh mereko bhi btana, same with 35k limit

Apply for another card and that will have higher limit, then ask them to match the limit for both cards. Did this with iocl card when it was given ltf

legend101 wrote:

Apply for another card and that will have higher limit, then ask them to match the limit for both cards. Did this with iocl card when it was given ltf

Got Axis MyZone Pre approved with same limit 😂

imAbhi27 wrote:

Got Axis MyZone Pre approved with same limit 😂

Try fresh application, with payslip verification and all

legend101 wrote:

Apply for another card and that will have higher limit, then ask them to match the limit for both cards. Did this with iocl card when it was given ltf

How to match limit of Multiple axis cards? Mine 3 are at 50000. 4th Indian oil has limit of 2.9L. How to match their limits. Phone executive has no idea about this.

shivrajsingh wrote:

How to match limit of Multiple axis cards? Mine 3 are at 50000. 4th Indian oil has limit of 2.9L. How to match their limits. Phone executive has no idea about this.

Mail them at cno @ axisbank. com --

Hello,

I want my limits to be same between 2 cards as one of the card is only at 31k while other is having 180k. I want the limit of both to be matched.

That did it, they called, i confirmed, they matched the limit in 3-4 days

legend101 wrote:

Apply for another card and that will have higher limit, then ask them to match the limit for both cards. Did this with iocl card when it was given ltf

any CIBIL hit through this method?

I have my zone card with 15k limit. I applied for iocl card one month ago but verification is still pending.

samm255 wrote:
any CIBIL hit through this method?

Yes, normal new card query hit

legend101 wrote:
Yes, normal new card query hit

No, I meant if I already have two cards with separate limit and ask them to match the limit of both cards. When they process this request, at this point does CIBIL hit? 

samm255 wrote:
No, I meant if I already have two cards with separate limit and ask them to match the limit of both cards. When they process this request, at this point does CIBIL hit? 

No nothing for this

legend101 wrote:
No nothing for this

okay thanks. Last time I asked them for LE, they asked for ITR and increase my limit manually but made CIBIL hard enquiry.

Here are some tips

1.use your card limit like 12-14k then repay 8-10 k before bill generation. To keep utilisation below 30%

2. Or take no cost emi for max 6k product because your limit is low .

3. Pay bill on full every time.

Then after 6 month you will get either ore approved credit card offer or limit inhancemet offer .

samm255 wrote:
okay thanks. Last time I asked them for LE, they asked for ITR and increase my limit manually but made CIBIL hard enquiry.

Haan for increase it runs cibil, this is just matching with existing limit

legend101 wrote:
Haan for increase it runs cibil, this is just matching with existing limit

okay thanks bro, the email you mentioned is cno or pno?

samm255 wrote:
okay thanks bro, the email you mentioned is cno or pno?

Circle does it, no need to go to principal for this

legend101 wrote:
Circle does it, no need to go to principal for this

okay, I didn't know about this email. So what is the hierarchy here?
customer.service < NO < CNO < PNO ?

Keep using it a bit every month.

As of now, every bank keeps  increasing LE every 6 months.

This is happening with me for  FK Axis, Kotak, Yes Bank and rare cases in ICICI too.

M.MAHI wrote:

Keep using it a bit every month.

As of now, every bank keeps  increasing LE every 6 months.

This is happening with me for  FK Axis, Kotak, Yes Bank and rare cases in ICICI too.

Using it from almost 1 year 

imAbhi27 wrote:

Using it from almost 1 year 

You can try  for LE manually through ITR/Salary Slip but that will hit CIBIL.

legend101 wrote:
Mail them at cno @ axisbank. com --

Hello,

I want my limits to be same between 2 cards as one of the card is only at 31k while other is having 180k. I want the limit of both to be matched.

That did it, they called, i confirmed, they matched the limit in 3-4 days

Email trick worked smoothly within 48 Hours

Dear Mr. Goel,

Thank you for writing to Axis Bank.

This is with reference to your e-mail dated 19-08-2023 in relation to limit enhancement on Credit Cards XXXX XXXX XXXX 9555 and 2120.

As per your concern, we wish to inform you that the credit enhancement request on your cards ending with 9555 and 2120 has been approved. Moreover, we would like to inform you that your revised Credit Card limit of each card is Rs.90,000.00/-. We request you check the new limits on your Axis mobile application or through ATM.

shivrajsingh wrote:

How to match limit of Multiple axis cards? Mine 3 are at 50000. 4th Indian oil has limit of 2.9L. How to match their limits. Phone executive has no idea about this.

How did u apply for 4th card? I have 3 axis card with same 50k limit and when i tried to apply 4th one they told that one can hold maximum 3 axis cards.

theknightrider10743 wrote:

How did u apply for 4th card? I have 3 axis card with same 50k limit and when i tried to apply 4th one they told that one can hold maximum 3 axis cards.

Mine also rejected will applied 4th by Axis agent. It will be only issued when shown in Axis App under list of Your credit cards.