How to live well with a small income in India?

don’t care or listen to relatives.
they always compare things with price tags. live a simple life in a simple house and a locality on the outskirts of city.
spend money on the inside of house rather than outside.
spend money on what family eat , what goes in their belly rather than spending too much on what they wear outside of their belly.(brands don’t matter that much quality does).
if you buy electronics only buy when u need any only buy maximum efficiency electronics.
change mobile phones in 4-5 years only not before that.
Fight don’t happen according to circumstances but because of people some people will fight on little things and some won’t even over big things try to live a happy life with a happy family.
Teach childrens to value happiness and time if they value happiness they will have their personal life straight
if they value time they will have their professional life straight. don’t teach importance of money teach importance of time money will follow.

Mention what you work and approx how much earning/yr

You can’t if you don’t have any savings.

To be really honest what you should look at is why you are earning a meagre income and how and by what means you can increase the same. There is seriously a maximum limit to which you can live a frugal life .

And while it will give you short term happiness in the very process you don’t remember how much time you have lost in maintaining / keeping up with this frugal life .

As the first comment suggests good ways to curb our expenses and  maximize sayings but it shouldnt come at a cost of you spending your time on those activities which otherwise you could have spent elsewhere. 

The most important aspect of life is time and one who conquers the same is the real winner . To all the young dimers who are constantly on DD to find a better deal and being sure you don’t even miss one , its way better if you spend your majority of your time on learning new things , upskilling yourself as these assets will remain with you for lifetime.

Also to the OP @kipte.khoka try to reason and introspect why is it that your earning a  meager income , what are your ambitions in life , is your current job / income able to reach you there , why others in your same field of work are earning more than you , what skills they have that you do not , is this current job / business really worth it and whats stopping you from changing it . Do read on management principles like SWOT Analysis , Strategy Maps or Balance ScoreCard approach and  try to apply those business rules to your real life and it will surely give you a different perspective of looking at yourself.

Asking yourself these hard questions and maybe coming up with the answers in an unbiased way will lead  you in the right direction . It may happen rather than leading a frugal life , few years down the life your are living your dream life . Believe in yourself and acheive your goals rather than curbing your expenses 

Short term struggles in life are better than living an entire life in struggle 

Well, the truth is minimum income is required to live well depending upon the place and size of the family.

One can always curb expenses, live frugally etc but even to maintain that minimum lifestyle, minimum income is required

1) Remain far from Social Media Sites like FB, Insta etc
2) Join some Money Saving Groups, Forums, Group Buying Sites, Coupon Sites etc and get Discount and save money.
3) Disconnect from Internet on Weekends.
4) Use all Government – Health Schemes/Social welfare Schemes/BPL ration card/School/Bus/Train etc.,
5) Save at least 20% from your Income and invest in Post Office RD account/NPS/Govt Insurance/PPF etc.
6) Attend Invited Marriage/Family Functions/Association Functions and have some Good Food

Always look down people who live poorer than you and think of them. Never look up in to the sky of riches as they will fall down at anytime soon and if you follow them they will make you see sand of dust. Life is not just income its how you live happier with what you have

Use your voting right carefully

It depends on whether one can accept and adapt a sub standard living. If you can, you can live with a small income. Everyone has their own definition of a quality living, so find what’s yours. You can live with a small income, but that’s never going to be living well, as simple as that.

become naga baba or Aghori

Already others have added good points..adding few points..

Spend less to show up..

Spend only on necessary items rather than on wanted items..

Spend on items which can last long..

Invest atleast some money (10-20%) in Index funds or something else.. (FD rates are really low when compared to inflation, so take decision accordingly)

Spend quality but frugal life in Tier 2 or Tier 3 city.. (This can reduce the cost of living hugely)

Always be ready to face so called gyaan of Lavish lifestyle.. (but don’t get intimidated by them)

Never ever get into debt trap, dont even have Credit cards.

Maintain a Book where every penny is accounted.. and see where money is wasted..

If you want to watch TV, use DD Free dish, 

Use govt transport (Bus, Train) and go by walk or cycle if the distance is walkable..

Maintain friends who have big dreams, and who can understand the situation..

“Living well” is subjective no matter what the income is.
A middle class life with 1l+ monthly income might seem good for a BPL family. But the same life is a poor life for rich who earn 1cr a month And this man’s rich life (from middle class pov) seems like a beggar life for ultra rich people like musk, bezos, gates etc.

My answer to live well with any income is to stop comparing with others.

Sabse pehle yeh Shanti Mantra yaad kar lo, subah uthne ke baad aur raat ko sone se pehle jor se jaap kiya karo -

Bhaad mein jaao sab ke sab

Ab aaram se khushi khushi apni zindagi jiyo, aur doosron ko jeene do 🙏

You just want to know how I have been living my whole life.
Cool

naam h khoka and asking about how to live with less money😂

Your spending should be based on your earnings. Always try to save some money. We dont know when we need money. Living month to month is not good. Sacrifice anythinh to save some money. If you have chance keep looking for another job which has better pay or any other source of income.

When I used to live in Bangalore at PG some of them used to go to software work on weekdays and do delivery work in the weekends to save some money.

Earning less is not bad as not everyone can have knowledge but try to overcome with other source of income whenever you can.

Never fall short of money or debt trap. Once you’re in debt trap with no proper income then it leads to many consequences.

Only option is to work hard hard hard, spend less less less. Be happy with what you have:)

Being frugal should not be linked to your income. One will be forced to live frugally when they dont have more money by default.

It is a lifestyle which some prefer to follow. It’s above addressing your needs adequately/without compromise and not falling prey to your wants.

Simple examples are like, you can buy a 6-7 lakh car or a 20 lakh car – both meet your requirement – and you go for the lower priced one which meets your need (example – Mr Premji used a Ford Escort for a long time and moved to a Corolla later, while he could have gone for a merc or a Rolls-Royce).

Now my example: my mobile phone is working perfectly alright. It’s been 2+ years, has 8gb RAM, SD 855, 256gb storage. Still I am tempted to click on the buy button everytime I see a deal here. I have managed to successfully resist myself from buying myself a new one as for now. I should cultivate such resistance to prevent impromptu spends on unnecessary things. This is my definition of being frugal.

I remember a story…

An actor was on a train journey to some place. He was with a journalist interviewing him in the train. He was sad due to whatever reasons. The train reached some station. From his AC compartment the actor saw a very poor man sitting on the floor of the platform with his family. They were playing with some scrap and laughing & giggling and the entire family was enjoying and were genuinely happy. The actor said to the journalist, “look at them they are so happy even if they don’t have anything in life. I wish I was happy like them for once”. The journalist said “would you like to switch places?”. The actor said “nah, I am good”

Always focus on TPO – TIME, PRIORITY AND OPPORTUNITIES apart from anything and only prioritise stuffs according to your NEED and not on your want. You will have a lot of money!!!

many people has posted good points for saving.

One should focus on both saving and increase earning as well.

There is shortage of skilled worker for AC service/repair, Mechanic, Plumber and many more. One should look for getting new skill. There are some foundation who provides free training.  ( ex: https://www.ambujacementfoundatio...g/ )

….live in delhi…

…200 unit electricity free…water kinda free…medical facilities very good and free…

…live near a gurudwara and enjoy free food all day…sat shree akaal….

…..regarding job…a big party’s IT cell offers good money if you hate inbuilt in you…

…what more do you need?…

Ans: By slowly working to achieve your full potential in life. 🙂🙂🙂

In sab logo ki faltu suggestion ko goli maaro aur mera baat suno.

Ish duniya ki sab se best and beautiful chiz ha Ladkiya.

Ek achi ladki dhundo, jo zindegi bhar sath nibhaye, har khushi aur gum me sath nibhaye.

Trust me ek achi life jeene k liye aur kuch nahi chahiye.

Isiliye apna Gf/Wife sahi chuno. Jiske sath life me LOVE ho, Romance ho.

woh kahete ha na Dil toh bacha ha ji, hamesa young aur romance bhar k rakho apne life partner k sath.

Budhape tak bhi wohi jawani wala pyar rahe.

Baki fark nahi parta tum kitna kamate ho aur kitna rich ho. Life me achi life partner nahi ha toh kabhi khush nahi rahe paoge.

Kisi slum area me, kisi jhoparpatti me bhi khush rahe sakte ho agar achi life partner ha toh, warna tum Antilia me bhi rahe k happy nahi rahe sakte jindegi bhar.

Abhi recently woh Johnny depp and Amber heard ka case chal raha ha na, doesn’t matter who is right or wrong. dono k pas kitne paise ha fam ha but phir bhi zindegi me khush nahi ha. Ek achi life nahi ji pa raha ha yeh sab hote hue bhi.

Just be happy and contained. That’s it …. You will live happily ever after with ot without salary …

Easy saying but tough implementing it.

Once ‘Expectations’ are contained then we begin to relish/appreciate the same things that seemed mundane & boring in the past.

I have met many people who have moved to small places in mountains & are making ends meet either by freelancing (WFH) or doing some part time jobs. Cost of living is much lesser than the cities. Though there are hardly any organized job opportunities & materialistic amenities are scarce. Less pollution, less heat, less people – solitude. 

Depends on the specific individual – his outlook and expectations & his skill set. Many are thriving amidst nature & many have returned back to big cities.